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Post Nuptial Agreements

So, anyone have any experience with these?

I had a short engagement and was so wrapped up in the actual wedding plans, I forgot about the logistics of being married.

So, we are working on our life insurance policies. That was a little bit of a struggle to get him to see why everyone needs life insurance. But, oh well, it's in the works now.

But, we still have some things to consider. I know this is usually the standard for divorces (happened to both of our moms) but I would need to make sure I would still be covered by his health/dental insurance (as well as any kids, of course). Also, there would definitely have to be alimony (probably on a permanent basis) since I am disabled and will only ever work part time.

Also, I don't know how this could be made legal but there are many reasons why MH's dad's family isn't in our lives and I don't want them to be in our children's lives. I would like that to remain the same and would somehow get it in the agreement.

Obviously my husband is resisting this but I was wondering if anyone had any experience with these?

TIA :-) 

 

 

   

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Re: Post Nuptial Agreements

  • If he's resisting, you're out of luck. He's under no obligation now that you're married to impose new rules and liability on himself. And if you were to force him, the agreement could be contested later anyway.
  • Yes, so true.

    I think he's resisting because he doesn't want to think about either one of us dying or us getting divorced. I can understand that but I think I'm just more detached and logical/practical/rational. 

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  • I can't say I blame him. Hypothetically, what if you left him for someone else, you would still want him to pay alimony and keep you insured? If you're disabled then you probably have Medicare, right? I'm also a social worker. Also, many part time jobs provide benefits.
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  • imageMofongo:
    I can't say I blame him. Hypothetically, what if you left him for someone else, you would still want him to pay alimony and keep you insured? If you're disabled then you probably have Medicare, right? I'm also a social worker. Also, many part time jobs provide benefits.

    If I remarried, I would not require alimony. I think that's how it's normally done anyway right? You receive alimony until you remarry? So, I would just want that.

    I am presuming I would also be able to get health insurance through my new partner, so that could stop as well.

    I might not even be able to work part time at some point so I could lose my health insurance which is why i think I need it through someone else/him/new husband.

    I don't get medicare, at least not yet, the state has denied me twice and I am currently going to trial for it. 

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  • I don't necessarily mean another marriage, just a relationship.
    image
  • imageSocialWorker2B:

    I had a short engagement and was so wrapped up in the actual wedding plans, I forgot about the logistics of being married.

    Indifferent

    Maybe you should consider another line of work.

  • What have you been doing until now for health insurance?  You should be able to provide for all your own needs, including medical care, regardless of your marital status.  It sounds to me like you married this guy for his insurance (where you just coming off mommy or daddy's plan?), and now you intend to lock it in for life.
  • Also, is his insurance provided through his employer?  If so, he may have no say in allowing you to leach off him after a divorce.
  • I would absolutely not sign any such document if I were your husband. I would also probably be reconsidering the marriage at this point, quite honestly.
  • I agree with this.  I would never in a million years sign a postnup with those sorts of qualifications.  Why on earth would he?  You took away the one bargaining chip you had by going ahead and getting married before this was all ironed out.  There is nothing in it for him to agree to these sort of conditions.  Also, a lot of times post nups are thrown out during a divorce anyway so you are probably out of luck.
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  • imageCaptainSerious:
    It sounds to me like you married this guy for his insurance (where you just coming off mommy or daddy's plan?), and now you intend to lock it in for life.
    And his salary. Or at least that is what I would be thinking if I were him.
  • I'd have to agree this sounds really odd. What if I got hit by a truck tomorrow and was disabled from that point on. Should I then ask my hubbie to sign an agreement to support me for the remainder of my life? If he is unable to work in the future are you required to support him?
  • Unless you are both on board 100% this won't happen. 

     

  • FYI: under federal law, you would be eligible to COBRA from his health insurance for 36 months from the date of the divorce.  Your children's insurance coverage issue would be covered in the child custody agreement.

    Remember that alimony and child support are a simple computation based upon your incomes (and the children's ages and needs at the time).  Since you can't predict the future, you might want to rethink the idea of setting any amounts in stone...if he starts to make a significantly higher amount of money, you may be contracting yourself out of a reasonable settlement.

    I would seriously talk to a lawyer to see if this is even worth it.   

  • imageSocialWorker2B:

    So, anyone have any experience with these?

    I had a short engagement and was so wrapped up in the actual wedding plans, I forgot about the logistics of being married.

    That ship has sailed.

    So, we are working on our life insurance policies. That was a little bit of a struggle to get him to see why everyone needs life insurance. But, oh well, it's in the works now.

    But, we still have some things to consider. I know this is usually the standard for divorces (happened to both of our moms) but I would need to make sure I would still be covered by his health/dental insurance (as well as any kids, of course). Also, there would definitely have to be alimony (probably on a permanent basis) since I am disabled and will only ever work part time.

    You'd get COBRA; you'd probably get the kids covered to 18 or possibly graduation from college/26.  If you were disabled going into the marriage, you'd have a tough case for alimony since you haven't "given anything up" as it were in the marriage. You could return to SSI or whatever other source of support you had previously. 

    Also, I don't know how this could be made legal but there are many reasons why MH's dad's family isn't in our lives and I don't want them to be in our children's lives. I would like that to remain the same and would somehow get it in the agreement.

    Obviously my husband is resisting this but I was wondering if anyone had any experience with these?

    TIA :-) 

     

     

       

  • imageSocialWorker2B:

    If I remarried, I would not require alimony. I think that's how it's normally done anyway right? You receive alimony until you remarry? So, I would just want that.

    Kind of following on CaptainSerious, I'm wondering what you did before you met your DH.  Did you support yourself then?  If so, why do you feel that getting married now means he is required to support you from here on out no matter what?

    I'm not asking this to be snarky - I'm asking genuinely.  When you're talking about a woman giving up her career for a # of years in order to raise kids, that's usually when alimony comes into play because the woman's ability to earn $$ has been affected.  But getting married and then divorcing in and of itself - this doesn't change a person's ability to earn money, even you. 

    I get that your disabled and work only PT, but that's why I ask what you've done up until you got married.  All the other stuff aside, assuming you'll be able to get alimony "just because" you're married is a big assumption.

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  • imageEastCoastBride:
    imageSocialWorker2B:

    If I remarried, I would not require alimony. I think that's how it's normally done anyway right? You receive alimony until you remarry? So, I would just want that.

    Kind of following on CaptainSerious, I'm wondering what you did before you met your DH.  Did you support yourself then?  If so, why do you feel that getting married now means he is required to support you from here on out no matter what?

    I'm not asking this to be snarky - I'm asking genuinely.  When you're talking about a woman giving up her career for a # of years in order to raise kids, that's usually when alimony comes into play because the woman's ability to earn $$ has been affected.  But getting married and then divorcing in and of itself - this doesn't change a person's ability to earn money, even you. 

    I get that your disabled and work only PT, but that's why I ask what you've done up until you got married.  All the other stuff aside, assuming you'll be able to get alimony "just because" you're married is a big assumption.

    I agree.

    I cannot tell you how alimony works where you are, but around here one only gets spousal support if they can show they suffered a disadvantage as a result of the marriage. Even then, it is not automatically given and definitely very rarely given on more than a temporary basis (that term not necessarily being defined by a remarriage...it may just be for a few months or a year or two).

    If you were already disabled before marriage, and already finding that you were not self-supporting, it is going to be hard to show that you should get alimony.

     

    Aside from that,   I don't really blame your husband for not being willing to sign a post-nup on those terms....nor is it likely such a post-nup would be upheld as it sounds very unfair and prejudicial against him (which is something courts do look at).

  • First swinging, and now a post-nup agreement?

    Do you even pretend to love your husband???

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  • OMG. I love this thread and everyone on this board.

    SW2B, do you just make this sh!t up for funsies? Really. You have more dramz in your marriage than anyone I've ever come across.
  • imageCaptainSerious:
    What have you been doing until now for health insurance?  You should be able to provide for all your own needs, including medical care, regardless of your marital status.  It sounds to me like you married this guy for his insurance (where you just coming off mommy or daddy's plan?), and now you intend to lock it in for life.

    My husband's health insurance.

    How am I supposed to provide for myself? Honestly?

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  • imageCaptainSerious:
    Also, is his insurance provided through his employer?  If so, he may have no say in allowing you to leach off him after a divorce.

    Yeah, I don't know how it works either but I know my ex was required to keep his ex wife on his health insurance until one of them got remarried. 

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  • imageEastCoastBride:
    imageSocialWorker2B:

    If I remarried, I would not require alimony. I think that's how it's normally done anyway right? You receive alimony until you remarry? So, I would just want that.

    Kind of following on CaptainSerious, I'm wondering what you did before you met your DH.  Did you support yourself then?  If so, why do you feel that getting married now means he is required to support you from here on out no matter what?

    I'm not asking this to be snarky - I'm asking genuinely.  When you're talking about a woman giving up her career for a # of years in order to raise kids, that's usually when alimony comes into play because the woman's ability to earn $$ has been affected.  But getting married and then divorcing in and of itself - this doesn't change a person's ability to earn money, even you. 

    I get that your disabled and work only PT, but that's why I ask what you've done up until you got married.  All the other stuff aside, assuming you'll be able to get alimony "just because" you're married is a big assumption.

    I was disabled but able to work then I got thrown across the room, right after we got engaged, and then was unable to work more than part time. So, I was screwed but I was already engaged to my husband. If I wasn't with my H, I would have been living with my mom and screwed when she died. The state says I'm not disabled since I'm so young. 

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  • imageMBMcC421:

    First swinging, and now a post-nup agreement?

    Do you even pretend to love your husband???

    You swung. Like you said, you were much deeper into the lifestyle than I will ever be, THEREFORE you should logically and rationally know that most couples in the lifestyle are extremely committed to one another and love their primary partners very much.

    You're very unintelligent and unenlightened for someone who says they know way more than I ever will about all this stuff. :D 

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  • The most hilarious thing to me about this whole ordeal is that you need to make sure your future ex husband will provide everything for you, and yet you are working toward a master's degree?? When you can never work full time? So, you're wasting time and money (which is certainly not your own) on school, just to be a bum the rest of your life. Your poor husband...
  • imageSocialWorker2B:

    imageCaptainSerious:
    What have you been doing until now for health insurance?  You should be able to provide for all your own needs, including medical care, regardless of your marital status.  It sounds to me like you married this guy for his insurance (where you just coming off mommy or daddy's plan?), and now you intend to lock it in for life.

    My husband's health insurance.

    How am I supposed to provide for myself? Honestly?

    IF you get divorced, this isn't really his problem...

  • imoanimoan member
    10000 Comments Eighth Anniversary
    If you're able to get a masters degree, you're not too disabled to sit your azz at a desk full time. 
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