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Credit Cards

After spending some time on MM this morning, what type of credit cards do you have?

Re: Credit Cards

  • I used to have a Kroger Mastercard when I lived in OH and IN, it gave me great rewards in the forms of checks to Kroger for groceries and for every 100 points earned I got $.10 off at their gas pump. It was 3pts/dollar spent at kroger and 1 pt/dollar everywhere else. (I still have this card, just don't use it)

    Now I have a Chase Freedom Rewards Visa CC, which I love, I can either get credit to my statement, cash back or gift cards. The gift cards at the best deal, so I usually redeem for them. Also, you can sign up for the bonus periods where you earn 5% more points on select things (some quarters it's gas, some it's grocery, etc.)

    I love using CC's because there's no fee, I pay off the bill every month and end up getting rewards. 

    Love 9.3.03 Marriage 12.1.07 Baby Carriage 8.3.11
  • I have a Vystar Visa that I only use for the netflix account and some other little thing. Late last year I decided I needed to establish non-collateral credit with a non-regional institution since we'll be moving eventually. So I got a Southwest Chase Visa for the rewards points, and I put everything I spend on there, with the exception of my student loans which won't take CC payment (which sucks bec I could rack up some serious points there!). It's great bec I put off taking the money out of my acct, which means more interest accrued, and I pay off the balance so I never have interest charges.
    "You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you." - Dale Carnegie
  • dup

    "You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you." - Dale Carnegie
  • I have a Bank of America Visa & w/DH we have a Delta AmEx which just paid for our trip to SD in June with it's points.
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  • I have a capital one card that I have had since I was 18. Don't use it, but no reason to cancel it. We have a VISA through bank of amercia, that has a fair points program. We also have a Master card and only applied for it because UNF was not accepting VISA at the time (WTF?). I recently opened a Pottery Barn card, for their reward system.

    We use our BOA card a lot to accrue points and pay it off at the end of the month.

  • We have a joint Discover because of the rewards. We have a joint Vystar Platinum that we never use. In fact, I never even took the sticker off of mine. I have my own VyStar Visa which only gets used for Christmas and things like that. DH has a BofA Mastercard b/c he got it at Red Sox Spring Training so it has a Red Sox design on it. That one only got used for UNF, because like 4-8-06 said, they don't accept Visa to pay for classes.
    Honeymooning image
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  • We have a USAA Mastercard, which we only keep because DH has had it the longest and it has a higher limit for emergencies. I have a cash rewards AmEx that is in my name to increase my credit score (didn't have anything at the time), and we use it for groceries, gas, etc. because of the cash back. It doesn't earn much (we mostly pay cash for everything), but it's a nice little $150-200 every mid-November, which we usually use for holiday travel or gifts. DH has a Visa in his name because all our other stuff is Mastercard, and we had issues with it for a while.
    Awesome pic of hubby and DS#1

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  • I have a Citi MasterCard that I never use and a Visa through my Credit Union/employer. I don't use my CCs often.
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  • Discover
    American Express
    Capital One
    USAA Mastercard
    Navy Federal Mastercard
    Citibank Mastercard
    Debit cards attached to each of our 3 bank accounts

    I also have store cards at:
    Victoria's Secret
    Kohls
    Macys
    NY & Co
    Lowes

    I do have to say that I have a lot of cards but most of them have a zero balance on them.

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  • Chase Freedom - great rewards and no annual fee

    Chase Disney - I just like to have it and to use it for all things Disney

    Citi American Airlines AmEx - sometimes AmEx has some pluses that I like, for example being able to use it at Costco for miles

    Kohl's and Banana for the extra sales rewards

    I have more but these are the ones I primarily use

  • I have a BOA Visa, a CitiCard, and a Capital One card that I've had since I was 18 and never use.

    DH has an American Express Blue and a Chase. 

    We're planning to use our tax returns to pay off my BOA and CitiCards since they have the two highest interest rates. We're just waiting until we hear more about the house in case we end up needing the money for closing, etc.

    imageDaisypath Graduation tickers Anniversary
  • We have a Chase Freedom card that we get cash back on, we use it for EVERYTHING and pay it off every month, I love it :)
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  • I have a Chase Disney card. My credit is in the crapper because of XH, but at the beginning of next year I'm going to apply for a card witha better rewards/points system to help build my credit back up.
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