December 2007 Weddings
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
appraisal cost
I saw a couple of you have had your houses appraised recently. How much does that cost? We've done a few improvements since moving in and we'd like to get an idea of what our house is worth. even though it might depress us!
We haven't done it yet b/c we thought it was pretty expensive.
Re: appraisal cost
I think ours was only a few hundred dollars (~300?).
But when we were going to have our house appraised last, the mortgage guy that we were working with told us to hold off on doing it unless we were sure that we were going to re-fi. Something about when your house gets appraised, and if it is appraised for a higher value than the city/town has it, then your taxes go up. Not sure if that is true or not since our house was appraised around the same as the city. I am no expert by any means but I figured I would pass that along and might be worth checking on, esp if you think it will be valued higher than what the city currently has it valued it. I know they do reassessments every year but unless they have documentation on what you have actually done, I don't think the reassessements change that dramatically.
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Mel's right, and your insurance can go up too!
This. If I remember correctly, when the city does the reassessment, they don't go inside...just check around the outside of the house. So any interior improvements don't get taken into account. But if you have your own appraisal done, the city will use that number.
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When our city has reassessment they only look on the outside. I know ours went up this year.
But I have heard if you get it appraised then your insurance will go up.
Ours was included in the cost of our re-fi, but I think about 400.
Unless you are going to sell or re-fi your house, don't get it appraised. If it is higher, your school and property taxes can increase as well as your home owners insurance.
Appraisals are typically around $300, give or take a little.
Everyone is right - getting your home appraised can change your property taxes and insurance. And any major improvements don't typically affect the appraisal much, unless you got a permit for those improvements (like if it changes your sq footage or something). Plus, these days, most appraisals only deliver depressing news anyway.
Check Cyberhomes.com, Trulia.com or Zillow.com for a decent idea of what your home may be worth.