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Mail theft/security question
So mail theft is apparently a problem in our neighborhood. Obviously, if I leave outgoing checks and bills sitting in the mailbox, that's a risk. But what's the risk of incoming mail? Do credit card statements and such typically have your full account number on them?
I work next to a post office so I tend to drop my mail off there. I'm resisting getting one of those locking mailboxes because the one we have is firmly attached to a narrow brick post and it won't be easy to switch out or find one that fits the post. Plus, the locking ones I've seen are butt ugly.
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Re: Mail theft/security question
Is your mailbox out at the street or on the house? If it's on the house I'd look into cutting a mail slot directly into the house.
If it's out on the street...I don't know, get a PO Box to have personal information sent to?
I've heard stories of people (including a friend's parents) who have had their identities stolen by people who intercepted pre-approved credit card applications. We got a locked mailbox that attaches to our house. It's not super secure in that you could take the whole box off the nails it's hanging from, but if someone really wants our mail that badly I guess they can have it. I think most people who steal mail do it as a crime of opportunity and making it just a little bit harder for them makes it not worthwhile.
I can't help you with how hard it will be switch out what you currently have, but I think there are non-fug ones out there.
I personally would figure out a way to keep my mail secure. Whether it be by getting a po box, or figuring out how to get a locked mail box.
Working at the bank, I have seen to many people have identity/credit card problems. Just yesterday we had a couple where someone was able to create an online account for their banking stuff. SCARY!
I got my mail stolen on the day my new credit card came. Luckily it was most likely high school students (we live right next to a high school) and they just rang up stupid charges. After that we looked into getting a P.O. Box from the Post Office, but wound up getting a locking mailbox instead. Yes, it's ugly, but I don't worry as much.
The downside to this is if you get packages sent to your house. We try to send them to one of our parents' houses or to work instead (we're lucky enough to be able to do that).
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That reminds me I should run a credit report to make sure there is no funny business going on.
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I would get a locking mailbox. My mom has done it and doesn't regret it. Even though it's not the most attractive thing I think it's worth it.
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I would get a PO Box. We have one and don't worry about getting mail ripped off.
If you don't want to get a PO Box you can also enroll in on-line billing/paperless statements for your credit cards. That's what I do. The only bad thing is that it is a PITA to remember all of my logins and passwords.
This is true, you can for sure have identity theft from incoming mail, especially unsolicited credit card apps.
We just have a normal one, but it does have a lock feature, but we bought the house as a foreclosure and no key came with it.
Yes, there is a definite risk of identity theft if your mail is stolen. I strongly suggest getting a locked mailbox, a PO box or figuring out a way to have the mail go directly into your house.
We have a slot near our garage door that goes into a little box in our garage, which would work great in theory except our genius mailman/woman never pushes the mail all the way in so half of it is sticking outside :-/ Really frustrating.
Not dumb, good question. I think my parents' box has a separate locked portion for outgoing mail and the mailman opens it with some sort of universal key. I'll have to ask them to be sure though.