Oklahoma Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Homeowner's insurance - wowzers!
Did your homeowner's insurance increase this year? I got a notice in the mail that my mortgage is increasing $210 a month. Clearly, I was surprised by this....$150 of this is due to an increase in insurance. We have had no claims...
Re: Homeowner's insurance - wowzers!
Okay, I just talked to our insurance company and they said our insurance went up $150 for the year...(so the increase in insurance has nothing to do with the large increase)
So I called BOA......$100 of the monthly increase relates to some sort of "escrow reserve" - say what? $100 A MONTH?? I guess there is some sort of requirement that 16% of the total amount of the escrow (insurance plus taxes) must be withheld or something.
Needless to say, I am in the process of cancelling escrow. Its easier but...wtf.
And when I called the first time, why did they tell me the increase was because of my insurance?
I remember us talking about this and DH said all insurance companies were going up. It sucks!
Well, as I mentioned, my increase DOES NOT relate to a change in insurance - my insurance only increased $150 FOR THE YEAR - I have Travelers. The large change in my monthly payments relates to new banking requirements related to the escrow sooooooo if you escrow, watch out.
ETA: we switched to Liberty Mutual.
We got screwed last year... long story, but we ended up going with Liberty Mutual. Couldn't be happier. The price is a little higher than it was with the old company, but the same day I switched our car insurance too, so now we pay maybe $10 a month less between homeowners and car insurance.
We do have an escrow account, but we use it only for our taxes. We just pay the homeowner's insurance. Easier that way.
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