Savings Bond help

Bailey1806 · May 2011

I found an old savings bond (I was about to throw it out!) that was given to me by my aunt. I was so excited to cash it in, but I realized it has 1. my maiden name (easy to prove my name change) 2. my aunt's old address from two houses ago and 3. a social security # that is not mine, I am assuming it's my aunt's. What are the chances I can cash this? Should I just take it to the bank and see what they say? Or give it back to my aunt and ask her to cash it for me?

madladybride · May 2011

Slow day at work, so I tried to research it using this document at http://www.treasurydirect.gov/forms/sav0022.pdf

It sounds like you are the beneficiary of the savings bond. You can only cash it once your aunt is deceased and you'd need to present the death certificate. However, your aunt CAN cash it for you. So if that would not be awkward.weird, I would definitely ask her to do it for me.

Bailey1806 · May 2011

madladybride:
Slow day at work, so I tried to research it using this document at http://www.treasurydirect.gov/forms/sav0022.pdf
It sounds like you are the beneficiary of the savings bond. You can only cash it once your aunt is deceased and you'd need to present the death certificate. However, your aunt CAN cash it for you. So if that would not be awkward.weird, I would definitely ask her to do it for me.

Thanks! Would not be awkward, I just don't see her much. She would probably be happy that I still have it after 10 years!

Lisa and Mickey · May 2011

I cashed in all my savings bonds when I bought my house. I know some of them did not have my address and I didn't get an SSN til I was a little older and I had some from the year I was born. Not sure if the had an SSN but I think they must have. I had no problems. I believe if your name is listed first you are ok.

ucgrad · May 2011

I just cashed in one from when I was born that had my maiden name, my birth address (um, 7 moves ago), and my uncle's ssn. The savings bond said "gift" on it. This could be a situation why it would not have your information on it. If you are the benficiary upon death, it would say that on the front. I just had to show my current driver's license to cash it. I took my marriage license and no one asked to see it. Oh, and my ssn card, they needed that.

mommyaug06 · May 2011

The ss# is probably your aunts. A lot of people do that when buying for children when they go to the bank and dont know the ss#. You can cash it. When you get to the bank let them know that it is not your social. THey will fill out the correct paper work so that you are the one that gets the 1099int form at tax time and not whoevers ss# it is. You will probably have to show them your birth cert or marriage cert proving that is your maiden name.

Savings Bond help

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