May 2008 Weddings
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Talk to me about...
HSA's. Were offered a choice between a standard deductible plan and an HSA. I dont know anything about these. Help!
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Re: Talk to me about...
do you have to choose one or the other?
Health Savings Accounts (HSA) are accounts that collect money pre-tax (thus lowering your taxable income) and typically its a set amount each pay check and you have to use the money by the end of the year or you lose it. you can use it on thigns like medicine, medical bills, anything heath related basically (theres a whole list you can follow).
theyre nice...as long as you use the money or else you just lose it. and thats no beuno.
Granted.... my DH does all this stuff so I don't know the specifics...
But our HSA is different. DH opened an HSA and rolled $8k in there a few years ago from an IRA. There were no penalties... we don't lose any money if we don't use it (it just rolls over) and he doesn't contribute any more money from his paycheck.
Totally depends on the two plans. You should be able to call the insurance company rep and they can lay out the benefits of each for you.
I chose the deductible when I had a choice b/c I never go to the doctor (minus all the last year drama), have no regular prescriptions and our HSA account was a "use or loose" kind.
If I could have rolled it over I would have definitely considered that one.