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I knew hospitals were expensive....
but for a 5 hour trip to ER, they billed my insurance $14,170.85.
The biggest kicker there is an additional $1,500.00 that was billed but hasn't even been processed yet by my insurance.
Seriously. 5K alone for the CT scan of my chest and 1400.00 for the u/s of my gallbladder. For heavens sake, My OB only bills my insurance $200 for an u/s.
Thankfully with my insurance the bill came to just under $2K. After seeing this I don't think I will ever take insurance for granted.
What have you taken for granted in the past and are thankful for now?
Re: I knew hospitals were expensive....
Funny you bring this up. I logged on to BCBS this morning to see how much we have left to meet our out of pocket max. Our medical bills for the year have topped $100k, and fortunately we've only been billed for around $9200 of that. At this rate, we shouldn't have to pay for Kennedy's open heart surgery, which I fully expect to come in around another $150k. So glad we have *decent* insurance!
Is 14k what your insurance allowed, or what the hospital billed.
Yes, radiology at hospitals is always going to be more expensive then if you go to a regular office, or to a radiology facility.. it's stupid, but that's the way it is.
I always feel awful for our patients that have extended hospital stays.. I have one patient that was in the hosp from June 1 - Aug 5 (2010)...their bills totaled over a million..... no insurance.
14K is what it billed, but I can see there are additional things that have been billed, but not yet processed.
I work for a Financial institution and work doing loans, more often than not people have derogatory credit for medical collections that they have no idea about. Now I know why b/c going to ER or the hospital in general is outrageous.
I feel for your patient who has bills exceeding 1 mil. I hope the hospital has some sort of mercy and will negotiate with them and allow them to make monthly payments, rather than sending it directly to collections.
JENN: I can only imagine what your bills are going to total through the end of the year, but just think after all this you should be smooth sailing for a while, right? I think of you and Kennedy often.
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Hospitals write off a huge part of that though. The $5k CT will probably only be reimbursed 1/5 of that if they are lucky.
Your best bet is to always go to a not for profit hospital. They are more willing to work with you on financial arrangements, and do a lot more "charity write offs." I did not realize UCH was for profit or I never would have consented to Kennedy being transported there. They are giving us an awful time over her bills, while All Children's said that as long as we pay $10 a month they won't do anything.
I sure hope so!!! Things should slow down once we get through the initial recovery from surgery. I'm praying this is the only major condition we're ever faced with.
I'm about 99% sure the 1mil patient went to collections. They are a very super low income... spouse is a double amputee and receives disability. There is no money for hosp bills... patient was eventually approved for medically needy medicaid that was retroactivated back to the surgery date.
not sure how that will work for collections. i would imagine the hospital has to call and have the account removed.
and from what i've hard from other patients the hosp here is quick to send patients to collections.