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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Budget Critique...
Okay Ladies, DH and I need a new car, this is our monthly budget...
Income:
Hubs: $900
Me: $456
Total: $1356
Expenses:
Rent: $425 Electric: $100 Phone: $130 Food: $200 Gas: $230
Misc.: $100 Tithes: $130
Total: $1315
Left Over: $41
We split our leftover half into savings and half into checking...
We have $2500 in savings and $2,000 currently in checking. We don't have any children. My husbands income is just a rough average because he does insulation and doesn't always get 40 hours a week. So, my question is what can we do to fit a car payment into our budget? We are looking to buy a car for less than $10,000 so its not going to be a huge payment or anything.
TIA!
Rachael
Re: Budget Critique...
The Dogs and Us
I don't see a complete budget from you, as previous commenters have said. Insurance, water/trash/sewer (unless those are included in your rent?), cable/internet, etc all need to be accounted for. $100 seems like a low estimate for miscellaneous expenses for an entire month.
Unless you can cut down your phone bill and tithes each month (and really, I get the desire to be generous, but $130 is a lot on your income), and account for all other aforementioned expenses currently not listed on your budget, I'd wait longer to get a new car. You have to keep in mind that you won't JUST be paying a car payment; you'll have to add more onto your car insurance, plus routine maintenance costs, and any repairs that will inevitably come up over time. And with just $40 left over on a budget that already seems incomplete to me... that would be rough.
She went in to more detail on Money Matters. Tithing, blessings from God, you must make monetary donations to be blessed, blah blah blah. I think she decided not to get the car.