Grand Rapids Nesties
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About darn time

Health insurance carriers must for free birth control

http://www.cnn.com/2011/HEALTH/08/01/free.birth.control/index.html?hpt=hp_t2

Too bad I have a high deductible plan that does't cover RX until I met my deductible. I so miss the nuva ring!  I just couldn't afford $70 a month.

*EDIT - It will only cover generics, so the nuvaring is out. It will cover IUDs though.

Re: About darn time

  • I SERIOUSLY don't understand how this hasn't happened before now. I"m sure they've studied it, but I can't believe that having insured people have babies is cheaper than the insurance company paying for BC.

    The breast pump feature is nice, too. I wish it would have been two years ago. Our insurance at the time would cover a rental for two months. Um.... two months? That's it? My baby needs breastmilk for at least a year and you only cover two months?

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  • Awesome. Now all I need is some insurance. 
  • imageLVila:

    I SERIOUSLY don't understand how this hasn't happened before now.

    Politics, religion, male-dominated decision makers...

  • looks like we have to wait until aug 2012?
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  • imageKasa:

    Woot woot!

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  • I heard about this yesterday and thought the same thing!
  • I am A-OK with generics.  I took a generic for years! 
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  • imageTheWop:
    I am A-OK with generics.  I took a generic for years! 

    I used to take generic for years too.  Then, I switched to a name brand for various reasons and it was roughly the same cost on my insurance at the time.  Then a few years later, I switched back to a generic because the cost of name brand went way up through my insurance and I subsequently turned into a crazy person!  Holy, hormone overload!  It was miserable.

    So, while I understand why this new ruling as well as so many insurances place a greater emphasis on generics, I wish name brands were more accessible.  Some of those new drugs are just better, but they're so much money, it's a joke!

  • imageKasa:

    imageTheWop:
    I am A-OK with generics.  I took a generic for years! 

    I used to take generic for years too.  Then, I switched to a name brand for various reasons and it was roughly the same cost on my insurance at the time.  Then a few years later, I switched back to a generic because the cost of name brand went way up through my insurance and I subsequently turned into a crazy person!  Holy, hormone overload!  It was miserable.

    So, while I understand why this new ruling as well as so many insurances place a greater emphasis on generics, I wish name brands were more accessible.  Some of those new drugs are just better, but they're so much money, it's a joke!

    Have you asked your pharmacy what the cost would be if you paid for them out of pocket rather than billing your insurance?

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  • imageLVila:
    Have you asked your pharmacy what the cost would be if you paid for them out of pocket rather than billing your insurance?

    I hadn't thought of that.  But I've since found an alternative that's well working for me.

  • I can second the comment that generics are sometimes not the same as name brands.  I took a name brand and then it became available as generic.  I switched and started getting bad hormone-induced headaches.  I agree that emphasis on generics is important, but that it would be nice if name-brands were accessible when medically appropriate.
  • imageDiana Prince:
    I can second the comment that generics are sometimes not the same as name brands.  I took a name brand and then it became available as generic.  I switched and started getting bad hormone-induced headaches.  I agree that emphasis on generics is important, but that it would be nice if name-brands were accessible when medically appropriate.

    If the doctor can prove a need, then it is supposed to be covered.

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