Buying A Home
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Just wondering people's experiences with different loan companies.
What did you like, what did you not like.. ext.
Thanks
Re: Loan company experiences
TTC since Feb 2012
Diagnosed with PCOS and anovulation
2 round clomid 1 round femara--no response
1st round injectables/IUI 1/31---BFP!
We had also looked at Chase and they were pretty easy to work with during the application process but we were able to find a better rate elsewhere.
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BFP #1 EDD 12/14/12, C/P 4/9
dx: DOR
Clomid + trigger + IUI #2
Everyone welcome.
We went BoA and it was a nightmare the entire time. I thought since we have all of our accounts with them it would be easier - they could look up our info see our past statements etc but no it was just the opposite.
We did get a good rate with them but based on the service and how often they lost documents (that were emailed) for the next house we won't use them.
Thanks for the feed back! I guess I'll be staying away from BOA. I have my accounts with them also, so I was thinking that might be the better way to go from what it sounds like the customer service sucks. Not really what I'm looking for.
This is my first home, so maybe it's always like this and I just didn't know what I was getting into;
BUT - we've had a terrible time with Chase. If I were to get a do-over, they would be at the bottom of my list. Our loan processor was unresponsive and totally inept. It would take her over a week to respond to an email. We had to submit our paperwork multiple times, and are still getting requests for documents that Chase has had for over 5 weeks and that I have sent to them several times already. We also are going to miss our closing. By the time we actually are able to close it will have taken over 2 months to complete the sale - not even a short sale. They are bumbling fools over there.
COMPLETELY agree!!! Chase has been horrible for us too! Our closing date was originally June 30th, it is now August 13th and we don't even have a new closing date. They messed up our paperwork causing our rate to increase. They are terrible at giving updates or explaining things. We have also had to send over the same documents multiple times. UHH I can not say enough bad things about them. REALLY wish we would have chose someone else, but thought it would be easiest since our bank accounts were already with them.