Monthly Budget

SoftSpot · August 2011

I'm starting a post-deployment budget and need to know if I forgot any expenses. We'll live on base so I'm not accounting for BAH or rent.

Food (Groceries, Eating Out & Cleaning Supplies)

Gas

Cell Phone

Insurance (Car & House)

Satellite

Internet

Loans

Credit Monitoring

Savings

Fun Money (Clothing, House Purchases, etc)

Diapers (Wipes, etc)

Haircuts

MrsOjoButtons · August 2011

Copays if you're on Standard. Extra cushion in grocery budget for infant Tylenol/gas drops/etc/possible formula. Date night fund that includes some money for a babysitter, even if all you do is go grocery shopping in peace.

Pumpkin701 · August 2011

I can't think of the word, but does your base have the thing where if you use more than X amount of energy you have to pay the difference?

MrsOjoButtons · August 2011

Oh, and beef up life insurance policies on you. If anything happens to you, your husband will likely have to afford daycare, so it's important to have.

wordyone · August 2011

Do you have a pet? Netflix or Hulu? Does DH do any gaming (Xbox Live, WoW)?

wordyone · August 2011

Pumpkin701:
I can't think of the word, but does your base have the thing where if you use more than X amount of energy you have to pay the difference?

I've always wondered about this. We are on a base that does this, but we ALWAYS leave our garage light on (it takes five minutes for it to fully turn on and you can't see a darn thing without it), and DH is constantly forgetting to turn lights/TVs off. Still, we have never been charged a dime extra. I wonder how much you'd have to use to be charged more!

SoftSpot · August 2011

MrsOjoButtons:
Copays if you're on Standard. Extra cushion in grocery budget for infant Tylenol/gas drops/etc/possible formula. Date night fund that includes some money for a babysitter, even if all you do is go grocery shopping in peace.

Good thinking.

Pumpkin701:
I can't think of the word, but does your base have the thing where if you use more than X amount of energy you have to pay the difference?

Our base doesn't do that and now it's bugging me that I can't think of what it is called.

MrsOjoButtons:
Oh, and beef up life insurance policies on you. If anything happens to you, your husband will likely have to afford daycare, so it's important to have.

I hadn't thought of that yet, thanks.

wordyone:
Do you have a pet? Netflix or Hulu? Does DH do any gaming (Xbox Live, WoW)?

No, yes, no.

Amaristella · August 2011

You might wish to break the savings and fun money categories down into more specific sub-categories. Especially if you're saving for more than one goal or if there's any type of hobby or anything that you want to keep track of separately.

SoftSpot · August 2011

Amaristella:
You might wish to break the savings and fun money categories down into more specific sub-categories. Especially if you're saving for more than one goal or if there's any type of hobby or anything that you want to keep track of separately.

I have it broken up on my paper, I just didn't want to type it all out.

kyrgyzstan · August 2011

You're moving back on base? I didn't know that! You can have our place.

HisChamaoleGirl · August 2011

Do you have any plans for retirement set up? A little set aside now can make a difference in the long run.

A college fund for baby? I know this isnt a must, but I know I have it included in my budget.

LemonLover33 · August 2011

Our base calls it a UA or utility allowance. Of course I always wonder why they are giving us a urine analysis. It's not in place yet and they've been talking about doing it for 2+ years.

StarJay · August 2011

Ojo's date night suggestion is a great one. Along with that, I'd recommend one of your savings items be a holiday/bday fund for the LO, so that those events don't break the bank those months.

Monthly Budget

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