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JusLyn, Famousamos, et al re: budgeting
I was just reading on the FTS thread about your struggles with DH and spending and not realizing how much it adds up and affects the budget. I think our husbands are the same in three different bodies...either that or its just a personality trait. Mine is the same way! But something that helped: I made (yes, MADE) DH sit down with me and look at my budget spreadsheet. I broke it down: Here's what we bring in. Here's what we spend and why we spend that much. Here is where I've made trims so we can keep our fun money and you keep overspending. Here is how little we are putting in savings, preventing us from getting a house, etc.
The next day, he came home from work with a whole debt-payoff plan he was super-excited to share with me. Mostly, I had had the same ideas, but he did give me one new one and it was good. All in all it was good to see him finally understanding that he cant' just call and ask if he can spend money and I can magically make it appear. And he also can't get mad if I say "No, we can't afford it" because now he understands that we really can't if we want to meet our other goals...before he just thought I was being mean.
Re: JusLyn, Famousamos, et al re: budgeting