Buying A Home
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Fsa loan
Hey its my first time posting over here...I ususally post over at theknot. My FI and I are trying to buy a farm house. 40 acres, 3 bedrooms for 140,000. We would use the land for farming and FI wanted me to check out loans through the FSA office. So I was just wondering if any of you have got a loan from them before and how it works?
Re: Fsa loan
Its in Parkers Parire, Minneosta. Very small town
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They are freaking slow. So if you are on any sort of a timeline...
Our office also wouldn't give us a straight answer on "what do we need to get this loan." They'd give us little peices of it at a time. It felt like a scavenger hunt. We'd come in with our contracts and our downpayment, then they would say "we need this." We'd get it, then they'd give us the next part.
Our friend bought a farm with an FSA loan and had to come up with an additional $20,000 the day he closed.
We withdrew our loan and got funding privately.
I also don't know what FSA loans are; but I'd consider RD loan as well. OP - I'm from MN too and hubby/I are buying a house in Mora MN (We'll see - it just failed its septic compliancy...YIKES)...but RD is great-- and we aren't 'waiting around' it took 5-7 business days total from USDA. No prob? No PMI, only a 1.5-3.5% origination one time fee by the gov't since they're backing the loan - and 30 year fixed (rate: 4.25% locked in)....
just something to consider.