Military Nesties
meltoine
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Help Me W/ Renters' Insurance
We have a personal property policy with USAA currently for $25,000. I'm wondering if we need more. We have a second Valuable Personal Property for my jewelry and H's big computer. How do you estimate the value of all your stuff? Do I really have to look up the value of every.single.thing. we'd have to replace and add it up? Plus, I have some other stuff that would need to be appraised (antique crystal, antique trains, etc). With the TX wildfires getting closer to us, I'd like to be prepared.
Re: Help Me W/ Renters' Insurance
Good point. I've been meaning to take photos of our important stuff since so much of it didn't come back from Cairo.
We have $30,000 but that does not include valuable jewelry. Which reminds me we should up it since we put some serious $ into a new TV.
From what I understand is they will give you the used value of the item, not necessary what you paid for it, but most the of time they will give you what it would cost to get that same item again (not an upgrade).
Whenever I was discussing the value of different things the USAA rep didn't say to look up anything. They said "If you had to buy what you lost in a fire/flood/whatever today, how much would you pay". That was a good starting point.
Then, go room by room figuring up the various things.
This is what I did. The USAA person was so helpful!
We did this too and ended up raising our amount too. But I can't think of the amount off the top of my head, but add up all your big ticket items.
Don't forget about things like clothes... we have quite a bit of renter's insurance, and a giant itemized list of everything, including approximate replacement value of clothing. I have a pretty extensive professional wardrobe that would be expensive to replace, and would interfere with my ability to do my job.
Our insurance covers replacement value, not used value. Our list has the replacement value of everything.
I did have a necklace stolen, and we did receive the replacement value of it, not what we paid for it.
The whole reason we have renter's insurance is that we want to be able to replace all our stuff if something bad happens...not just the TV and computer, but everything else we own.