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XP/PSA: Mortgage rates are pretty low today

Rock-n-VollRock-n-Voll
in Boston Nesties

I thought I was done with refi'ing for a while, but rates today are 4.0% on a conforming 30-year fixed or 3.75% on a 20-year with no closing costs (at least that's what I'm able to get through my broker). 

Looks like I may do my third refi in five years.
I'd rather be rock climbing or playing volleyball
imageimage
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Re: XP/PSA: Mortgage rates are pretty low today

  • LadyExtravaganzaLadyExtravaganza

    I am praying they stay that way so our house will sell and we can buy.

    My father refinanced through Sovereign last week. 15yr fixed at 2.5%!! He has amazing credit, but still.

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  • Rock-n-VollRock-n-Voll

    imageLadyExtravaganza:
    My father refinanced through Sovereign last week. 15yr fixed at 2.5%!! He has amazing credit, but still.

    Gah, sounds like I might have missed an even better deal!

    I'd rather be rock climbing or playing volleyball
    imageimage
    Report Reply
  • LadyExtravaganzaLadyExtravaganza
    imageRock-n-Voll:

    imageLadyExtravaganza:
    My father refinanced through Sovereign last week. 15yr fixed at 2.5%!! He has amazing credit, but still.

    Gah, sounds like I might have missed an even better deal!

    He has been bragging about it to just about anyone who will listen. I would think you have a chance of them dropping even lower than 3.75, but who knows.

    When my parents bought their first house, the rate was over 13%. Crazy, huh?

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  • pupasauruspupasaurus

    I am hoping that they are still low when we are ready to buy too.  We thought about re-financing and renting our house out and the quote we got was 3.3%.

    image Yup, he was born that way. Doug's Blog
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  • Rock-n-VollRock-n-Voll
    Hmm, now I'm wondering how I missed rates that were even lower and whether I should wait.
    I'd rather be rock climbing or playing volleyball
    imageimage
    Report Reply
  • camedowncrushingcamedowncrushing member
    We are going to contact our mortgage person.  We just refinanced not that long ago, but it may be worth it to do it again. 
    Report Reply
  • Rock-n-VollRock-n-Voll

    imagecamedowncrushing:
    We are going to contact our mortgage person.  We just refinanced not that long ago, but it may be worth it to do it again. 

    Hi there! Sneaking in under the radar? :)  Are you going to share a birth story???  And pics, I need pics! 

    My rate floated down to 3.875% today--woohoo!

    I'd rather be rock climbing or playing volleyball
    imageimage
    Report Reply
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