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Debit or Credit card?

Saw this today how Bank of America wants to charge a $5 fee to use it's debit card (use at an ATM is exempt from fee).

http://finance.yahoo.com/news/Bank-of-America-to-charge-5-apf-1381425092.html?x=0

Do you use a debit or credit card to pay for things?

I've always used my credit card, my debit card is just for the ATM.  Remember when we use to write checks all the time?  Wink

Image and video hosting by TinyPic Lilypie Fifth Birthday tickers Lilypie Third Birthday tickers

Re: Debit or Credit card?

  • I am not a BofA customet, but I use my debit card.  I always have it processed as a credit card because at one point I was getting charged a "foreign ATM" fee when I purchased items as debit and entered my PIN, even when I wasn't getting cash back.  Also, by processing my card a CR I get points which have purchased several plane tickets for us.
  • We use credit cards that give us cash back (pay them off every month).  I rarely use my debit (besides at the atm).
  • imageJBE811:
    We use credit cards that give us cash back (pay them off every month).  I rarely use my debit (besides at the atm).

    This exactly.  I track my credit card like I would a debit card/checks.

  • I use my debit card for most purchases.  But I use it like a credit card.  I will probably start using my credit card and then paying it off each month soon, (but I have to get it paid off first!  I'm so close!!!)
    Uniquely Home
    image
    Serendipity3, South Beach, Miami, FL 2012
  • We use our debit cards for everything!!! We have BofA too. We have been meaning to switch to the credit union but haven't gotten around to it and I think this will be the push we need to switch banks.
    image
    Baby Birthday Ticker Ticker
  • I use my debit card as a credit card all the time, the only time I use it as a debit is if I need cash. I have been staying away from my credit cards and only spending the money thats in my account.

     

     

    Lilypie Third Birthday tickers Lilypie First Birthday tickers
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