Buying A Home
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
loan with less than 20% down?
Are they doing any home loans these days with less than 20% down?
Warning
No formatter is installed for the format bbhtml
Re: loan with less than 20% down?
Life and Love at #16 | our married life blog
FHA - 3.5%
Steph, you knew this was gonna be the response
My Pinterest
The Googlesites Paint Bio
Thinking of doing cosmetic updates to a dated home? These were our costs.
Of course I did
VA loan. USAA.
71 workouts completed in 2012
You only have to have a credit score of 620 I thought?
We just bought in st.pete and all (including USAA) required 20%. And USAA wouldn't even provide us with flood insurance. Its nuts right now.
but then again, I'm a fan of 20% down. but thats a whole other debate.
FHA = 640 FICO score
Agency = 620 or higher, depending on the bank
? ?????????! Z!
BFP #1 EDD 12/14/12, C/P 4/9
dx: DOR
Clomid + trigger + IUI #2
Everyone welcome.
It is the same here. When I was looking a few years ago, I was advised not to put down the 20%....
Hm, Well we will know what we might have to work with once we find out what an agent feels we could list the home for. At that point we can speak with some mortgage people and go from there. Moving isn't a must do for us, we would just like to be in a better school zone for the kids.
In addition to what some others suggested ...
Some banks are still doing 80-10-10 loans. I know several people who have done them lately. No PMI this way.
There are also banks in my area offering conventional loans with as little as 5% down, but there's PMI with those loans. Also, you'll likely get a better interest rate if you put more down.
Mr. Sammy Dog
We did FHA with 12% down and most of that was through down payment assistance - neighborhood improvement junk. We just had to go to a class and keep the house for 5 years and we don't own any of it back.
Those programs are few and far between now but check with your mortgage broker.