Buying A Home
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xp: Name Change & Selling

After we got married (Jan of 2010) I changed my name with just about everything except the mortgage. It seemed like a huge hassle and I could never get a direct answer from our mortgage company on how exactly to do it, so I sort of gave up. I went as far as mailing them a copy of our marriage certificate and they still never changed the name. We are looking to list our house... once we have a buyer {if we ever get a buyer lol} am I going to have a problem at closing/with the title because of the different last names? 

Re: xp: Name Change & Selling

  • You shouldn't.  My name was never changed on our old house.  There was a form I had to fill out referencing my name change at settlement, but it really wasn't a big deal at all.
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  • No, you shouldn't have an issue, I wouldn't think.

    I never bothered to change my title/mortgage to my maiden name and I never added DH to either and it was not an isssue at all. The title/closing company simply made a notation that I had previously been known as X and that had changed as a result of marriage - and of course, the home was community property so my H had to be included on everything. Not a big deal at all - I never had to show the marriage certificate or provide any additional information.

    I suppose it could be different in your state (I'm in MN), but I doubt it will be an issue at all.

  • Awesome, thanks ladies!

  • I had talked to a friend about this after getting married, I was able to change it on the mortgage but didnt want the hassle of getting a new deed. He said when he and his wife sold their home (her name was still in the maiden name on the papers too) they just had a notation in the paper work that they were the same person. It wasn't an issue!
    imageimage
  • Just wanted to chime in.  I didn't have an issue with ours.  We actually refinanced several times and the first time, I just filled out a form...had to bring our marriage certificate, and we were good to go. 

    You won't have an issue.

    Anyone can be cool, but awesome takes practice!
  • I just delt with this in April (bought house before we were married).  It's not a big deal at all.  All you will have to do is sign your maiden name and your married name on the paperwork.  I think I had to fax a copy of my marriage certificate too.
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  • I had the same situation and had to sign an AKA a few times.
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