Buying A Home
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Inspections

We are putting an offer in on a house. Would you buy a house without a mold and/or foundation inspection? How much do these typically cost? TIA!

Re: Inspections

  • No and never. Both of these issues are so major that they can involve gutting the home (mold) or replacing foundation - both very expensive repairs. Our general inspector did both a mold and a foundation inspection with the regular inspection after putting down the offer and it cost us $325. Very much worth the money in the grand sceme of the whole cost of the home and for peace of mind!
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  • We did a normal house inspection (no mold) and then the inspector found a crack in the foundation so we had a structural engineer out to look at the house.  If there had not been a crack we would not have done a seperate inspection for the foundation.  The regular inspection was $375 and the structural was $325 (including the report).  The costs will vary by location though.
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  • You should always get an independent, qualified third-party inspector to inspect the home you are putting under contract. In my area, a thorough inspection will run $300-$500. It will cover mold, but only note its presence, where it was found, etc. It will not tell you what type of mold it is. A good inspector will go through a rubric of issues and will give you a report card-type list of the various major parts of the home and what he/she found. It is highly unusual to come out of an inspection with nothing being marked as "get this checked out further by a specialist" or whatnot. Usually there is something found--so don't freak out.

    If you are concerned about mold or any type of bug infestation, like termites, I'd have a separate, qualified inspector come out and give a report. In my area, termite letters are usually $75 to $100. I don't know about mold.

    A foundation inspection can usually be done by a foundation repair company. This is typically only an issue when a basement or crawlspace is part of the property (if you are looking at a home built on a slab, and the property is level, there's probably not a need for a separate foundation inspection). It may be free, since the company could possibly get a sale out of it. Or, you can hire a structural engineer to make a report. It really depends on your area. In my area, there are very reputable foundation repair companies that I'd have no problem with giving me a report (vs. hiring an engineer).

  • My husband is a professional contractor who does foundation work primarily and I would not buy a house without a hired pro to inspect the house.

    Besides, I think some mortgage companies may require it.

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  • imageSuwaneeGirl:

    You should always get an independent, qualified third-party inspector to inspect the home you are putting under contract. In my area, a thorough inspection will run $300-$500. It will cover mold, but only note its presence, where it was found, etc. It will not tell you what type of mold it is. A good inspector will go through a rubric of issues and will give you a report card-type list of the various major parts of the home and what he/she found. It is highly unusual to come out of an inspection with nothing being marked as "get this checked out further by a specialist" or whatnot. Usually there is something found--so don't freak out.

    If you are concerned about mold or any type of bug infestation, like termites, I'd have a separate, qualified inspector come out and give a report. In my area, termite letters are usually $75 to $100. I don't know about mold.

    A foundation inspection can usually be done by a foundation repair company. This is typically only an issue when a basement or crawlspace is part of the property (if you are looking at a home built on a slab, and the property is level, there's probably not a need for a separate foundation inspection). It may be free, since the company could possibly get a sale out of it. Or, you can hire a structural engineer to make a report. It really depends on your area. In my area, there are very reputable foundation repair companies that I'd have no problem with giving me a report (vs. hiring an engineer).

    I would be careful about having a foundation repair company come out unless you know of a respected one in the area.  A lot of them will find all kinds of things "wrong" just to make a sale.  If you know one personally that is fine.  Otherwise I would hire a third party that doesn't gain anything from the inspection.

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