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Is this normal Mortgage Broker stuff?
We have purchased 2 houses with the same mortgage broker. He worked with 3 banks and locked us in on a 30 day interest rate and said we could re lock up to 2 more times to make sure we were getting the best rate. The first time we sold, we were able to do back to back closings so we could move from one house into the other. Easy peasy.
This time, we are moving out of state. Our new mortgage broker hasn't locked us in. She says she needed the finalized purchase agreement, which we got 2 weeks after the original negotiation because of the inspection items. That was on Monday = holiday. DH follows up with her yesterday. No word on a close date or interest rate as Monday was a holiday. He follows up today. She says she is still looking at options and wants to talk to him tonight.
Seriously, timing is of the essence. We have to be out of our house on Oct. 28 and she already told us due to paperwork issues we couldn't close on a new house until at least a week after that.
Does all this run around seem weird to you? Or did I have a freakishly lucky first 2 closings and this is normal? Is she actually being super efficient when it seems to me like she's unorganized?
***Nestie Bestie w/ TheDeatons***
Re: Is this normal Mortgage Broker stuff?
Cortlandt Place - My house blog
Ha - great! I read your blog - can't wait to lock in this FHA loan now
The house we are buying was built in 1929. Should be a doozie.
***Nestie Bestie w/ TheDeatons***