D.C. Area Nesties
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

Fed with BCBS-do you have basic or standard?

Trying to debate which to choose for our family.  I have a CW who has the basic and she said they've never had to pay a cent for anything
BFP #1: 3/28/09: DD born 12/11/09
BFP #2: 11/16/11: M/C at 7 weeks
BFP #3: 03/24/12: C/P 03/28/12
BFP #4: 04/26/12: please be our baby

Re: Fed with BCBS-do you have basic or standard?

  • We had basic and were very happy with it.

    We switched this year to Carefirst BlueChoice MD (or something like that) b/c it provided IF coverage, but the cost was a LOT more and other than the IF coverage, the BCBS Basic was a better plan.

     

  • We have basic and also have never had to pay for anything. However, the dental blooows. We got supplemental through United Concordia.
  • We have BCBS standard.  We have a co-pay, and DH occasionally pays more for his GI and ENF appointments, but all are relatively reasonable amounts.  Knock on wood, neither of us has had serious medical problems, so I don't know how it would fare in that sort of situation. 

    As SSW said, BCBS dental coverage blows.  We use Met Life's dental plan and have been pretty happy with that thus far (although we've only had cleanings and cavities since getting it; I only had BCBS when I had my root canal, and paid every last penny out of pocket). 

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    Baby248 - ETA 1/10/13
  • We've been happy with basic. I haven't seen a reason to pay more for standard.
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  • imageWinesNot Whines:
    We've been happy with basic. I haven't seen a reason to pay more for standard.

    This for us too.

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