North Florida Nesties
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

I'm okay with the $4/mo per checking account fees...

But in addition to that, Regions started charging $10/mo for accounts that don't have $x amount deposited into them each month!

We have three linked checking accounts. Two are just for our individual fun money accounts for Starbucks, dog bowties, pedicures, whatever shiit I find at Target that I must have. So obviously we're not depositing gobs of money (well, not too much) into these accounts to blow on stuff like that.

So now we're paying $4/mo per checking account plus $10/mo for each account that doesn't meet the minimum deposit. So $36/mo in bank fees for our direct deposit accounts that require approximately zero service from Regions. I try to be open-minded and understanding about stuff like this, but that seems crazy!

Re: I'm okay with the $4/mo per checking account fees...

  • That's insane. I think I would have to look elsewhere. It really sucks to move all of your accounts to a new bank/credit union but $36/month is a good bit of money. That's almost a tank of gas for me. 
    *Old Nestie, New Name*

  • Ugh, I think we might. The thought of switching banks and all of our accounts and new debit cards, etc makes me crazy.
  • It is a hassle but to save $432/year it might be worth it. That's almost  a cruise or 59 drink of the days. 
    *Old Nestie, New Name*

  • I agree w/MJW. They are basically stealing from you. That is insane!
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  • Go in and talk to them about the option of something along the lines of a "Purpose Account".  It's something that we offer so that people like you guys can have the option of having a household account + his/hers/kids/vacation etc.  It's all linked to the "main" account (like the one your direct deposit would go into.

    ETA: I have no idea if they actually offer that but it might be worth asking and I would go in and talk in person if you can.

  • imageMaryJaneWatz:
    It is a hassle but to save $432/year it might be worth it. That's almost  a cruise or 59 drink of the days. 

    I love how you're talking in LB terms Yes

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  • imageClaireDunphy:

    imageMaryJaneWatz:
    It is a hassle but to save $432/year it might be worth it. That's almost  a cruise or 59 drink of the days. 

    I love how you're talking in LB terms Yes

    I've still got cruising on the brain. $432 would have covered a chunk of our S&S bill for last week.  

    *Old Nestie, New Name*

  • I just closed my Regions account and put all my money at my credit union. It's ridiculous.
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  • imageClaireDunphy:

    imageMaryJaneWatz:
    It is a hassle but to save $432/year it might be worth it. That's almost  a cruise or 59 drink of the days. 

    I love how you're talking in LB terms Yes

    Me too. I thought this was particularly awesome.
    imageDaisypath Graduation tickers Anniversary
  • imageClaireDunphy:

    imageMaryJaneWatz:
    It is a hassle but to save $432/year it might be worth it. That's almost  a cruise or 59 drink of the days. 

    I love how you're talking in LB terms Yes

    I was going to comment and say I love the way you put in those terms MJ!

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  • imageKristin&Kelly09:
    imageClaireDunphy:

    imageMaryJaneWatz:
    It is a hassle but to save $432/year it might be worth it. That's almost  a cruise or 59 drink of the days. 

    I love how you're talking in LB terms Yes

    I was going to comment and say I love the way you put in those terms MJ!

    Haha! Thank you, thank you. Yes 

    *Old Nestie, New Name*

  • I love my credit union, there are virtually no fees for almost anything. I will never use a traditional bank.
  • imagechinchilla fiesta:

    Go in and talk to them about the option of something along the lines of a "Purpose Account".  It's something that we offer so that people like you guys can have the option of having a household account + his/hers/kids/vacation etc.  It's all linked to the "main" account (like the one your direct deposit would go into.

    ETA: I have no idea if they actually offer that but it might be worth asking and I would go in and talk in person if you can.

    Hm, this is helpful. I'll try that. If nothing else to avoid the nightmare of moving everything.
  • FWIW, here is a site that has the forms to switch to VyStar -- http://www.vystarcu.org/home/howto/switchkit   ... there is a file there with their fees, too... which is pretty much nothing unless you overdraw or try to deposit an empty envelope in the ATM..

    "You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you." - Dale Carnegie
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