Philadelphia Nesties
erbur78
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Homeowners Ins premiums
I'm thinking that I should price out another insurance carrier. I think I'm paying more than we should for our policy--between $1,400 and $1,600/yr for our 110 year old brick twin; we have no outbuildings (sheds, garages, or pool). And, we have our home policy bundled with our car insurance.
In addition (which might be why the policy is high), we have our household items covered to the full replacement cost. I know that changing our deductible can make the price go up or down.
Are my costs on par? Should I shop around?
Re: Homeowners Ins premiums
Id shop around even if you stay with your current provider but have some ammunition to get your rate lowered.
When we lived in DH (I assume you remember our house?) our policy was $700-800/year with AAA. That was bundled with our car and with an EXTRA sewer water backup rider to cover possibly damages to our finished basement. We had unlimited replacement for rebuilding the house (or whatever thats called when you are not capped at an amount to rebuild). We did NOT have full replacement value of our personal property but the level included was something that seemed ungodly to me like $200-300k. We did have an alarm system which lowered the premium but only by like $25-50/year.
We had to use the policy to replace our roof /siding etc due to hail damage and they were fabulous. A little process heavy with multiple processors and inspectors involved but no hassle or questioning and they gave a fair amount to realistically cover damages.
wow! I may have to call and change again!
dude i have a guy, the deal he got us was great we were getting priced at 1046 and he got us at 760?
WESTON OLIVER(215) 925-7915
53254
(215) 925-7915
53254
Thanks all for the info.I appreciate this.
Lachute, is your person a broker or with one insurance co?
kross, I'm going to have to check back in with the same broker I recommended to you back in the day... it's been awhile
Ditto what pps said about Allstate being competitive. We got ours through Dan Todd in Malvern. (610) 408-0800. He is with Allstate. We are paying around 700/yr in South Philly for a 58 year old rowhome. He was actually cheaper than another Allstate agent for an identical policy, which I thought was interesting. We were actually put in touch with them through our real estate/mortgage broker when we bought the house. It all depends to on any riders you add, deductible amounts, coverage amounts, etc.
We also received a quote with GEICO, who we have our auto with, and they were more than Allstate, even with the dual policy discount.
Good luck!
<-- idiot.
Duh...I missed the liberty mutual post.
Thanks!