West Coast Florida Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Back & Disability Insurance
Hi Ladies, I'm back. Work has been crazy busy and I put all of my energy into focusing on that for awhile. Hope all is well with everyone. I've noticed several new babies and baby bellies, congrats to all.
Speaking of babies, I think my H and I are on the verge of TTC and I have been looking into disability insurance to cover my income for any maternity leave. Any recommendations? I haven't been able to find a lot on the internet as far as details of various providers and/or ratings of the providers. I would appreciate any suggestions or reviews of your disability insurance. Thanks.
Re: Back & Disability Insurance
Hey Janelle!
I have short term disability through Aflac. We looked into them and American Fidelity.
I pay $22.00 a paycheck. I have a 7-day waiting period (so I won't get paid for the first week I'm out) with a monthly max of like $2,000. There are options on how long you have to be out before getting paid, the monhly max, etc. and it is based on your yearly salary and also your bi-weekly payment.
Does this help at all??
LoL yes, they must spend a lot of money on advertising!
Well, what I tried to do was figure out how long we'd be paying into the insurance (I calculated it based on to if we were TTC for 6 months, and also for 1 year), plus the time I'd be pregnant for, plus the time I'd be getting paid from them, so that I could figure out what I would be paying into the company (I calculated this with each company).
Then I figured out how much they would pay out to me. Each company has different rules about how long you have to be out of work before they'll pay you, how much they'll pay you, and what the monthly max is. So I also figured this out.
Then I subtracted this amount from the first amount, and in the end Aflac would cause us to pay less in and get more out.
Thanks!