POLL: Credit Card Debt

trickeytricky · December 2011

-[Poll]

amybyrd · December 2011

we were doing well but I have gotten out of control

mrs.dilligaf · December 2011

We have a bit, but it's from DHs business. I'm on a 90% cash budget (I won't use my debit card online), so we're working on it.

dehko · December 2011

As I've mentioned before, we got into a bad habit of financing furniture and a tv on those zero percent interest for a limited time store cards. Then the dog got sick and we put a bunch on Care Credit so we didn't have to empty our savings. So, we don't pay interest or fees on it, and we're slowly digging out...should finish paying them before any interest comes due.

We will NEVER do this again! If we want something new we will save and either look for a big sale or buy used! It is far too stressful and when an emergency came up it really stretched our monthly budget.

Temp364615875002474 · December 2011

We have some. We were paying it off but DH's hours just got cut at work because all his classes are during the day for the final 3 semesters. So, going from full work weeks to about half. Kind of a problem. We'll figure it out...

EmmaBrooke · December 2011

Neither of us have credit cards. DH hates the idea of them, and tries to pay cash for everything. He's actually kind of annoying about it, actually, but it's nice to not have any debt on top of our mortgage & school loans.

Soon2BMRS615 · December 2011

We've both been unemployed for 7+ months. "Nuff said, right?

jo&sam · December 2011

We normally don't, but with everything going on this month we've had to put a little bit on it. But that will be payed off before December is done with.

We don't usually use the credit card for anything, but I do like having it so that we have a cushion in case something comes up.

naylon511 · December 2011

Well, we use our credit cards for a lot (DH uses cash more than me) but I mean I use my CC for gas, groceries, everything. So, yes, we create credit card 'debt' every month, but we pay it off in full when the bill comes. So, kind of yes, kind of no.

sunshine608 · December 2011

Technically yes, we put the travel ( rental cars) from Thanksgiving on our card because using a debit card is just too much hassle.

It will be paid off by the end of the month.

Rangergal9 · December 2011

We went from having 0 CC debt and a ton in savings, to having barely any savings and a decent amount of cc debt.... that's the cost of having 3 kids :-(

cnstarz · December 2011

I pay for everything with a credit card to get the cash back rewards and then pay it off in full at the end of every month. I have the Chase Freedom card and average about $400 cash back every year.

Loveofjoe11 · December 2011

naylon511:
Well, we use our credit cards for a lot (DH uses cash more than me) but I mean I use my CC for gas, groceries, everything. So, yes, we create credit card 'debt' every month, but we pay it off in full when the bill comes. So, kind of yes, kind of no.

This is us exactly. I like seeing where I spend my money on a credit card statement.

w80z · February 2012

spam

POLL: Credit Card Debt

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