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Things to do before getting divorced?
So...my divorce will probably be final in less than 2 weeks, and I feel like I need to prepare for the end, LOL. I'm covered under H's (awesome) health insurance, so I've already made appointments with the PCP, every specialist, dentist, and eye doctor.
Anything else that would be beneficial to do before the divorce is finalized?
Re: Things to do before getting divorced?
Be cautious about these appointments. I also had great insurance under XH and his atty said I was being gratuitious with doctors. I'd have a reason for each appt. You'll be covered under COBRA so you should still be able to get the same doctors after the divorce. I'd ask your atty if you can go to the specialists and other appts in good faith so close to the divorce.
3/12 5 mi -- 49:22 Pace: 9:52
5/1 Half Marathon -- 2:11:22 Pace: 10:01
5/22 10k -- 56:29 Pace: 9:00
5/24 3.6 -- 29:03 Pace: 8:18
7/10 15k -- 1:44:46 injured Pace: 11:14
10/29 5k -- 28:24 Pace: 9:04
Possibly because once he takes you off the plan in 2 weeks, the insurance company might take issues with you milking them? To be honest, I don't know, I'm just relaying information that I got through my lawyer before I got divorced. I am also in NJ.
Yes, you should also stock up on confetti to throw up everyone's arses. Fairy dust too.
I work in Benefits and Human Resorce department for a high tech company and I can tell you that is not how health insurance works.
Your stbxh is paying for the health plan via deductions from his paychecks. Once he submits the proof of dicorce (divorce decree) to the Benefits team, you become uneligible on the regular ongoing plan but however will become eligible to remain on the plan via COBRA. COBRA is expensive!!! It depends on your divorce settlement on who pays the COBRA payments... it is common to cost around $500 dollars a month to stay on COBRA. COBRA can last anywhere from 6 months to 1 year and after that you are on your own.
Not sure how your STBXH's insurance works, but if my XH had done that I would've been livid. My company gives us a certain dollar amount they cover towards the deductible. Onces that's met, we have to pay OOP to reach the deductible. If my XH had used up all of my "free" money from my company you can bet your asss I'd be doing something to recourse that money in the divorce. Just because it's not costing him OOP it doesn't mean it's not hurting him in another way.
Get ready to CELEBRATE! Oh wait, you don't believe divorce is a reason to celebrate.
I agree you should milk the insurance as long as it won't cost him OOP. Are you feeling better now about getting divorced?
Thanks for explaining. I don't really know how COBRA works. Thankfully I didn't have to use it. I do know that it's expensive though!
Yup, you've confirmed you're still bitter!
Yes that's how your insurance works while you are still covered under it... once you are divorced how are you still covered under his insurance? That is what everyone is trying to warn you about. But in the end it doesn't matter because you aren't really listening anyway....