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Holy Hospital Bills - Ventish!
I have to say I am SO thankful that I have good insurance. My insurance covered 100% of all my maternity care and would have covered 100% of Andrew's had he not gone to the NICU. So, we budgeted accordingly.
Unfortunately, a NICU stay is not included in the 100% coverage and it looks like we're going to easily hit our out of pocket maximum and pay AT LEAST between $5,000 and $7,000 for Andrew's NICU care (which looks like it's probably going to be between $50,000 and $100,000!!!)
The bills and insurance statements are still rolling in, but I just had to share this somewhere and Facebook didn't seem like the appropriate audience. On top of needing a new AC this year, we'll pretty much exhaust all our emergency funds by the end of 2011. I guess 2012 will be about replenishing our e-fund!!!
I'm just thankful to have very good insurance and a good job, I can't imagine how financially devastating all of these bills would be otherwise!
William born 7/12/2000
Andrew born 10/30/2011 (9lb 4oz at 37 weeks)
Re: Holy Hospital Bills - Ventish!
Wow! I've wondered lately how much ppl end up spending in hospital bills for baby. Sounds Like you do have pretty good insurance
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I honestly can not even imagine. That seems ridiculous to me.
*backs away happy to be Canadian*
For what it's worth, the c-section wasn't as bad as I thought -- just the NICU stay.
William born 7/12/2000
Andrew born 10/30/2011 (9lb 4oz at 37 weeks)
MY BLOG
Thanks! It's one of my many favorites. I can't believe your company is doing that to you. My insurance allowed us to start our disability and then once we had our baby we were allowed to start our 12 week fmla if thats what we chose.
That just sucks!
William born 7/12/2000
Andrew born 10/30/2011 (9lb 4oz at 37 weeks)
I know what you mean, we are extremely thankful for good insurance too. Tinsley was admitted to the nursery at the hospital I delivered, flew in a helicopter to Denver, spent 10 days in the NICU, 2 days in the PICU, 6 days on the PEDS floor, had 3 surgeries and one cath procedure (4 anesthesia bills total). We haven't even seen all of her bills yet, but they will most likely be close to $500,000!
My hospital bill for a natural delivery and an epi was $13,000 alone.
So thankful for a happy, healthy baby this Christmas!!
That is crazy!!! I'm so glad your baby is happy healthy and HOME for Christmas.
William born 7/12/2000
Andrew born 10/30/2011 (9lb 4oz at 37 weeks)
Thanks, us too!