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WWYD: Dental related question
When Ryan got the new job, we had a choice between two dental insurances and what we wanted to pay each month towards whichever one we chose. I looked at both and chose the lesser one because we haven't had too many major issues with our teeth and seemed to have decent coverage. Well, we come down here and now we need all this work. I apparently have three cavities (I can feel two) and a root canal. Ryan apparently needs two root canals. He had an idea of the one. We're not in pain with our root canals. Anyway, so with the shitty insurance we picked, just for mine alone is major bucks. We can't switched insurance till the end of the year. Would it be stupid if we both put off our root canals a year since we're not in pain. If we either of us needs it through the year with major pain, we'll get it then but I don't want to lose teeth either. I will get my cavities filled so I can avoid further root canals but has anyone held off root canals before for a long period?
Re: WWYD: Dental related question
I would not put it off, for risk of infection and pain it could cause down the road.
A few years ago, I had put off going to the dentist, and becuase of this I had all sorts of problems.
My insurance didn't cover everything and the office talked to me about CareCredit.
Since it's not bothering you or your husband, could you perhaps get a second opinion?
Also, do you have a medical FSA? You can use those dollars to pay for the out-of-pocket costs on the dental work.
I also agree with the pp, don't put it off. Small(ish) problem now = smaller bill. Bigger problem later = much bigger bill.
I would not wait. Teeth freak me out and to let it go, you never know if it could lead to infection and all the other things the other girls said. You may want to ask Ryan if they have a grace period with open enrollment. I know my open enrollment was in November 2011 for 2012 but I just got an email the other day that if you have any changes to your elections, you have until the end of this week. Maybe check and see if you have a grace period and maybe try to play dumb and say you selected the wrong one by accident. Probably won't work but it won't hurt to maybe try.
Either way though, I wouldn't wait. An entire year is a looooong time to deal with busted teeth.