Relationships
Mabel the Loser.
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Anyone wanna here me vent about my mortgage plight?
Ugh. So late December we get a bill from the bank that now holds our mortgage (not the originator - the mortgage was sold almost immediately after we closed). They say our escrow is short so we owe them $1,800. The escrow is sized to include 2 months of tax payments plus some extra cushion at all times. We call and are all 'ummm what?'. So they say that the property taxes went up from when the escrow was established when we closed at the end of May. Okay, I understand that, but the taxes only went up by $300 for the year, so why the $1500 discrepancy? They have no answer. We look into the matter further and it seems that they paid the property taxes to the town one month early for the first quarter, depleting the escrow account more than was expected according to the initial schedule. But I ask you why this is my problem? It's not my fault. They have deviated from the initial schedule and now show three property tax payments occurring in the span of 7 months. WTF? So now we have to find someone in the bank who knows something to fix this mess. Okay, I'm done ranting.
Mabel the Loser.
Re: Anyone wanna here me vent about my mortgage plight?
Oh, that sucks! Did they raise your mortgage payment in addition to sending you the bill? If not, the extra 1500 might be to pad your escrow account for the remainder of 2012? I had something similar happen (except that my taxes legitimately went up), and I was given the choice of either making a lump sum payment, or making higher mortgage payments all year.
Either way, it sounds like a bunch of BS. Hopefully you'll be able to find someone at the bank who can sort it all out.
Baby Boxer is coming! 5.23.12
www.focushunting.com
"As of page 2 this might be the most boring argument ever. It's making me long for Rape Day." - Mouse
It's about time they started taxing the super rich!
That's super annoying. I hope you find someone competent at the bank who can resolve the problem so you don't have to shell out a bunch of cash unnecessarily.
"That chick wins at Penises, for sure." -- Fenton
That sucks. Having to have an escrow account is one of the things that ticks me off about our mortgage. Every year so far it's had more than necessary in it and they end up sending us a check at the end of the year. I think I should be able to at least collect some interest or something on that money of mine they're holding unnecessarily. I wish we could get rid of it, but then our interest rate goes up, so we just deal with it.
2/20/2011