Cleaning & Organizing
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How do you organize all of your mail/bills?
Especially bill due dates, paid dates, etc.
We let it all pile up and then we have three copies of the same bill from the same place.
Annoying!
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Re: How do you organize all of your mail/bills?
The second it comes in the house I deal with it.
The paper/magazines go on the kitchen counter. My bills go straight in my file slot in the office. Hs bills go in his. As does the farm stuff. I pitch the junkmail right away.
When I do my nightly clean up I take the magazines to the basket in the LR. Invites etc. get marked on the calendar then hung on a magnet board in my office for future reference.
Once a week H and I sit down and sort/pay bills. We have a ton of bills/paperwork from our business and it's the only way to stay on top of it. We write checks/pay and then file ASAP in our file boxes organized by labeled folders.
The file boxes go back into the office closet. At the end of each year we move the box to basement storage and start a new one.
Our house bills (cell phone, internet etc.) are on my credit card autopay. It's done and I don't have to worry about it and I have an automatic record of what occured when. They're such small annoying bills that I hate dealing with them.
Basically, my key advice is just do it, do it often and don't overthink it into some great big complicated filing system.
I have a binder organized with tab dividers. Each section gets a different set of bills. This is how I categorize.
1) Bank statements
2) Cable bills
3) Car insurance statements and receipts
4) Student loan bills
5) Credit card bills
I have a folder in the back of the binder for other important stuff, like DH's paystubs and credit card information packets.
Hope that helps!
Why do you save the old bills? I am in the process of shredding four years worth of bills we had kept. I have never had to reference them for anything so I am curious why keep them? I started the file cabinet again for 2012 bills / paperwork but now I am wondering if I should have kept 2011.
All my bills are paperless. I pay one group of bills on the 1st and another group on the 15th, so they're paid as soon as H gets paid.
Magazines go straight into the bathroom and replace last months magazines. Last month's magazines go in the bookcase, which still has plenty of space. I'll donate them all when it gets full.
Anything else gets scanned or shredded immediately. If something requires my attention then I'll scan it and keep the file open on my computer so I deal with it as soon as I sit down.
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