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The great contraception debate: explain this

Despite what you think about whether religiously affiliated employers and contraception coverage (and I'm sure I know most people's opinions already), can someone explain what the difference between yesterdays proposal and today's?

"Under the new plan, religiously affiliated universities and hospitals will not be forced to offer contraception coverage to their employees. Insurers will be required, however, to offer complete coverage free of charge to any women who work at such institutions."

So the employer doesn't have to over coverage, but the plan as to include it? I'm confused? And who exactly is paying then?

Re: The great contraception debate: explain this

  • yesterday's deal made every employer responsible for making contraceptives available at the cost of the employer.

    today's deal makes it the responsiblity of the insurer to provide no-cost contraceptives to employess who are otherwise unable to obtain free contraceptives, at the cost of the insurance company if the employer claims a religious exemption. 

    this won't change the price of the insurance so there's no incentive for an employer to obtain a religious waiver.  it just lets the RC out of providing BC to their employees (if they don't already provide it, some of which do).

    proof that i make babies. jack, grace, and ben, in no particular order
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  • imagelaurenpetro:

    today's deal makes it the responsiblity of the insurer to provide no-cost contraceptives to employess who are otherwise unable to obtain free contraceptives, at the cost of the insurance company if the employer claims a religious exemption. 

    But won't that just end up increasing premiums??? I mean if my business expenses go up I'd raise my fee next contract.

  • imageLiz051405:
    imagelaurenpetro:

    today's deal makes it the responsiblity of the insurer to provide no-cost contraceptives to employess who are otherwise unable to obtain free contraceptives, at the cost of the insurance company if the employer claims a religious exemption. 

    But won't that just end up increasing premiums??? I mean if my business expenses go up I'd raise my fee next contract.

    welcome to the great loophole ;) 

    in reality it shouldn't since it's so much cheaper to take BC than it is to go through pregnancy and delivery.  it's probably going to be something the companies throw in there to make everyone happy since they're making such a f*cking killing on this whole set up.  i can't even begin to fathom how much they stand to lose if this all falls through.  they'll suck up a million or 2 to keep a small amount of people happy.

    proof that i make babies. jack, grace, and ben, in no particular order
    imageimageimage
  • Yes it will raise premiums which means the employer WILL end up paying for it - which is what the Catholic church has a problem with - and I don't blame them... If that is your religious belief - you should not have to pay for it.

    I'm all for BCP being avail at a better price --- but I think it's BS that it's being made "free"... when there are life saving meds out there that people can't afford.... and they are forcing it on empolyers and insurance companies.

    it's not as if bcp/condoms, etc, are not AVAILABLE to people- it's about it being priced so they can afford it.... which should be done - but should not be forced on employers.  Just as they are not forced to cover any other type of med (that i know of).

     

     

    I used to be Goldie_locks_5 but the new nest is so screwed up that I was forced to start over.
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  • imageUsedToBeGoldie:

    Yes it will raise premiums which means the employer WILL end up paying for it - which is what the Catholic church has a problem with - and I don't blame them... If that is your religious belief - you should not have to pay for it.

    I'm all for BCP being avail at a better price --- but I think it's BS that it's being made "free"... when there are life saving meds out there that people can't afford.... and they are forcing it on empolyers and insurance companies.

    it's not as if bcp/condoms, etc, are not AVAILABLE to people- it's about it being priced so they can afford it.... which should be done - but should not be forced on employers.  Just as they are not forced to cover any other type of med (that i know of).

     

     

    First of all, they are not enforcing churches to cover contraception in their congregations where employees are most likely to be part of the faith.  It's for places like hospitals where all the employees are not Catholic.  The idea is that church should not dictate morality for all of its employees-- they can do that with their parishioners.

    Secondly, covering makes good public health sense!  It's cheaper to cover contraception than it is pregnancy, and multiple pregnancies can be life threatening!  Forcing women into parenthood is frankly a really bad frucking idea.  Don't you think?!?!?!?!?!?

     

     

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  • WAIT? I thought they would have a co-pay like other medications?

    So will my BCP's be free from now on under the new health care policy? 

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