Buying A Home
Goblin Gallup 5k 10/30/11 - 36:46
Turkey Trot 5k 11/24/11 - 35:14
Festival of Lights 5k 12/31/11 - 33:13
Love the Run You're With 5k 2/13/12 - 31:58
Backyard Burn 5 miler 3/11/12 - 1:08:42
Cherry Blossom 10 Miler 4/1/12 - 1:58:22
Wine Country HF 6/2/12 - TBD
Spartan Race 8/25/12 - TBD
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Any lenders in here?
I'm getting a migraine. I just talked to a mortgage broker. Apparently my score went from 715 to 669 in the span of a month. A collection from 2006 was updated and pinged my report and Target reported that I was more than 30 days late on my payment... and I wasn't. I also had about $7k more on my credit card than I usually do because of business expenses (paid off today.. I pay my cards in full every month). Any ideas as to what might have impacted my score the most and how to handle?
I'm going to XP on Money matters.
Goblin Gallup 5k 10/30/11 - 36:46
Turkey Trot 5k 11/24/11 - 35:14
Festival of Lights 5k 12/31/11 - 33:13
Love the Run You're With 5k 2/13/12 - 31:58
Backyard Burn 5 miler 3/11/12 - 1:08:42
Cherry Blossom 10 Miler 4/1/12 - 1:58:22
Wine Country HF 6/2/12 - TBD
Spartan Race 8/25/12 - TBD
Re: Any lenders in here?
I'm thinking it's the collections and the Target error. Have you already filed a dispute online? If not, google "free annual credit report" and you should find something on how to do it.
The $7K shouldn't be too big of a deal since supposedly stuff doesn't hit your report for 60 - 90 days.
Goblin Gallup 5k 10/30/11 - 36:46
Turkey Trot 5k 11/24/11 - 35:14
Festival of Lights 5k 12/31/11 - 33:13
Love the Run You're With 5k 2/13/12 - 31:58
Backyard Burn 5 miler 3/11/12 - 1:08:42
Cherry Blossom 10 Miler 4/1/12 - 1:58:22
Wine Country HF 6/2/12 - TBD
Spartan Race 8/25/12 - TBD
Whatever you do, do not put a dispute on your credit report for this account. That will lower and/or skew your score, and the underwriter will have you remove this anyway.
Keep in mind that a lender is going to take the middle score from the three credit bureaus. If its a joint application, they will take the lowest of the middle scores between you and the co-borrower. So your credit score may not affect the rate on your loan as much as you think.