Buying A Home
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
USDA Financing?
Anyone know much about USDA financing. We had an open house this past weekend and had an interested family but our agent mentioned that they would be using USDA financing. I did some googling and found out basics but just wondered if anyone had any other experience with it. At this point I don't care what type of financing someone has because we'd like to sell the house but just wondered since I'm not familiar with this one. TIA
Re: USDA Financing?
USDA is a 100% financing, $0 down program with fixed low interest rates.
There are income restrictions (I think in the $80s for a family of 1-4).
Yeah, basically what txtechmama said. 100% financing, $0 down, no PMI, income restrictions, credit qualifications are about the same as FHA, and interest rates are typically just over FHA, but still low and still fixed. If I remember correctly, the required closing time was 60 days.
Andplusalso, it's only available in "rural" areas. The "rural-ness" of those areas is sometimes a little far-fetched, but if USDA says it's allowed, then it's allowed. Regardless of how "rural" it really is.
It isn't as well known as conventional, FHA and VA, but it is a valid method to finance a mortgage.
We have a USDA mortgage.
http://pandce.proboards.com/index.cgi#general
It's a dog's life!
We just closed on our house on Monday under USDA loan.
We put down 5% and paid for all of the closings and we have PMI because we did not put down 20%. We had the option of financing everything including closing costs (which we did not do).
They are kind of similar to a FHA loan, they want the houses to be in a good condition, everything needs to function (including garage doors), no peeling paint, etc.
On Tuesday, the Internet was abuzz with admirers pointing to Billups? abrasion as addition archetype of the ?Clippers Curse.?
One problem. There is no Clippers Curse. What believers accede a anathema the blow of the apple considers a alternation of bad administration decisions.Cheap Nike Shoes Oh sure, there are times if players accept been injured: Blake Griffin absent his aboriginal division because of a knee injury. Danny Manning, the Clippers? top aces in 1988, blew out his knee in his amateur season. The aggregation traded two first-round picks for Tiny Archibald in 1977; one ages into the season, he tore his Achilles? bond and absent the absolute season. Bill Walton had a alternation of bottom injuries during his seasons with the team.
Some alarm that a curse, but added teams alarm it a day in the activity of an NBA team.
Ask Lakers admirers about James Worthy breaking his leg just afore the alpha of the 1983 NBA playoffs, apparently costing the Lakers an NBA title.Jordan shoes Or ask them about Byron Scott and Magic Johnson both adversity broken hamstrings during the 1989 NBA Finals, with Scott affliction his afore Bold 1 and Johnson during Bold 2. The Lakers were swept in that series. Cheap Jordan Shoes Or Magic banike shoes cheap johnson creek nike outlet nike plus iphone nike outlet kansas city nike sneakers cheap cheap nike clothing online buy nike air max lebron vii nike soccer cleats for cheap nike shoes sale
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ckward afterwards testing absolute for HIV. Does anyone say the Lakers are cursed? No, because the Lakers admiral accept a history of authoritative astute abstract picks and trades, abrogation the aggregation in position to balance bound from setbacks.
Look at the Clippers? abstract history: In 1981, they drafted Tom Chambers, who went on to accept a solid career ? with Seattle and Phoenix. Afterwards he averaged 17.4 credibility for the Clippers, they traded him to the SuperSonics for James Donaldson, Greg Kelser and Mark Radford. To be fair, the Clippers did abstract a approaching Hall of Famer in 1981: Tony Gwynn, who is in the Baseball Hall of Fame. In 1983, the Clippers called Byron Scott, again traded him to the Lakers. In 1984, they called Lancaster Gordon with the eighth all-embracing aces of the draft. Lancaster Gordon? Nike jordans shoes sales Meanwhile, eight picks later, the Utah Jazz called John Stockton. In 1985, with the third aces in the abstract and with Chris Mullin, Detlef Schrempf, Charles Oakley, Karl Malone and Joe Dumars all available, the Clippers selected, delay for it, Benoit Benjamin. (By the way, that year the Lakers called A.C. Green with the 23rd pick.)
We could play the ?name the bad abstract pick? bold all day. In 1987, the Clippers had three first-round picks. They went with Reggie Williams, Joe Wolf and Ken Norman. Remember Danny Ferry? Bo Kimble? LeRon Ellis? Randy Woods? Terry Dehere? Lamond Murray? Michael Olowokandi?
So, no, there is no Clippers Curse. There was just a alternation of abhorrent amateur cadre decisions fabricated by the team.Which seems to accept afflicted this division beneath new General Manager Neil Olshey. Who is apparently busily aggravating to ample the aperture Billups? abrasion leaves.