Buying A Home
april2891
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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New to this Need Advise
Ok Hubby and I are looking into buying our first house... Is there anything we should know or would want to know? How does the process work and such? Should we get help from a realtior or just search on our own on the internet? We are looking for a house in Northern MI, and we live in WA (hubby is in the military) We will be taking a month leave to go to MI this summer, is that long enough to find a house?
Re: New to this Need Advise
For sure go to a bank and see what you can qualify for. If your H is in the miltary, a VA loan could be a good option for you. I would also make up a budget so you can determine how much you really can afford vs. how much you are pre-approved for. The two aren't always the same.
I would also start by making a list of your wants and needs in a house. It is always a good idea to make sure you both are on the same page.
In getting a realtor, maybe some of your military contacts in your new location would have some recommendations. (also for things like schools and neighborhoods too, if you aren't familiar with the area) I think if you are going to be looking for a house in a shortened time period, you would need a good realtor to help you out. For sure look online too, but remember that the houses don't always match the pictures.
The bolded and underlined - FOR SURE! And, with this...home buying/ownership is expensive - do you have an emergency fund in place that would be in reserve and separate from any money you put toward the buy?
Also, ditto PP. USAA is awesome.
Buy Home Buying for Dummies. It's an easy read and has lots of good tips and advice. Plus, it will walk you through the entire process and what to expect. It's a good one stop place to get the info you need for this new journey.
And, again, ditto PP. Write a list of your must-haves for your new home like number of bedrooms, garages, price range, location, etc.
When buying a home location is probably the most important thing for good schools, proximity to stores, distant to work, and distance away from highways, industrial zones, and other undesirable places for residences. This resale value when you are looking. You might find a perfect place - right next to a freeway. Will a future buyer want to purchase this property? Probably not. That would make reselling your home, if you had to in the future, very tough and costly.
Be prepared to discover that home buying is fun but can be stressful too. Have fun.
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