Buying A Home
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
town appraisal vs bank appraisal
I found the website for the town we just bought our first home. I was able to search by address and it gave me the house/land appraisal for 2012. The bank appraiser went over last week and the bank came in $32,000 less than the town.
We still bought the house for under either appraised value, but I'm sure we're paying taxes on the towns appraisal...and the bank thinks it's worth much less.
Is this normal?
Re: town appraisal vs bank appraisal
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Thinking of doing cosmetic updates to a dated home? These were our costs.
There is absolutely no correlation between the town's appraisal and the bank's. The town appraisal is what your taxes are based on, that is it. Luckily for us, the town's appraisal is considerably lower than the bank appraisal in our case.
You can appeal, but it could also come back even higher...so it is kind of a gamble.
pinterest
I believe the terminology is different. For tax purposes, the town will give your house an assessed value (aka an assessment). For loan purposes, the bank will give your home an appraised value (aka appraisal).
These values are not meant to match.
This is probably the case. I think I'm getting my words mixed up, thanks