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This is so stressful.
I am a 1st time homebuyer, and I knew going in that this was going to be stressful, but it still sucks that it is. I feel like each step is a giant hurdle, and I am so fearful that one of them is going to come crashing down.
We got our inspection done today, and that went really well. No major things, just told us that we may want to look at getting the electrical breakers updated in the next few years. ::huge sigh of relief::
Now I'm really into the mortgage application process. I spent most of the day on the phone (calling and emailing) with the mortgage company trying to get everything they need. I thought I had everything that he asked for, but there's an issue with my paystub-- It doesn't actually say who I work for on it. <-- I am a teacher and I work for out local district, so there's just our county's seal on it. It's little things like that that seem to be hanging up the whole process.
Anyway, this was more of a vent session. Owning a house has been so unattainable for us for so long, and now that we are finally in the position to do so, I am so afraid something is going to go wrong.
Re: This is so stressful.
Hang in there! You've gotten this far and chances are it's all going to work out. Banks are used to documentation issues and I'm sure there will be a fix for anything like that that comes up.
We close next Wednesday and I've felt the same way - waiting for the other shoe to drop. Really, there isn't any reason to think that something will go wrong and our mortgage broker told us from the beginning that we wouldn't have any issues, but I'm still driving myself crazy. We got our commitment letter Wednesday and I keep asking my agent and the mortgage processor "is there anything else I should be doing?" At this point I feel like I should have more info to get them or more things to arrange.
According to your ticker, it looks like you have plenty of time to get everything in and close on time. I won't say to try to relax, because that never makes me relax, but I think the odds are in your favor that everything will work out.