Buying A Home
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Recent buyers: What interest rate did you lock in at?
and was it different from the rate you pre-qualified for?
We had to get a new pre-qual last week and he said 4.125%, which I though seemed high. (It would be a 30 yr conventional loan, no points, and we have excellent credit. Both of our scores are around 800). He said if we locked in within 30 days it would probably be lower though.
Is that the average right now? I really have no idea.
Re: Recent buyers: What interest rate did you lock in at?
We were offered 3.875 through one company, but decided to go with 4.0% with another company because the first company had zero customEr service skills-- we went with the higher rate because we were getting the run around with the first company and getting GFEs that were FAR away from what we were originally quoted.
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3.35 no points on a 15-year (locked around end of march).
We will probably pay a point though to lower that.
This. Unfortunately we had qualified for 3.5 in November but that fell through (they went with a different offer)
We locked in 2 days ago at 3.85 for a 30 year conventional loan with 23% down and no points (had to do the extra 3% to avoid a jumbo mortgage).
4.0% on 30 year loan, no points and no down payment.
We're both in our early 20's and just bought our first home on a VA loan. Great credit. We could get a lower rate if we apply for Texas residency (husband is military) but we don't wanna switch over our drivers licenses and deal with the DMV in this city.