Trouble in Paradise
imoan
member
Currently Reading: Don Quixote by Miguel De Cervantes
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Lint+Licker
I've been thinking about your current financial situation. And I know this has been a pretty consistent issue for you.
Have you (and if not, would you consider) posting your budget on MM? Or hell, if you don't feel comfortable enough posting it to people you don't know on MM... you could post it here and we could take a look.
Currently Reading: Don Quixote by Miguel De Cervantes
Re: Lint+Licker
Maybe, is the short answer.
I'd really have to think about it. It's kind of a secret shame (not the fact that I'm broke, but that money management and I are not bff's), so exposing it online kind of makes me shy away.
I know this is coming from a place of caring, imoan, and I do appreciate that.
It's just hard to know you're going to be scrutinized and be excited about it. And the fact that I've been trying to reduce debt on my own, and it's not working.
Dude, I know how it is. I have been DROWNING in debt for 4 years and have always been so ashamed of it so I never told anyone.
Believe me when I finally came clean about it to a few people I bawled my eyes out and felt like the world's biggest idiot... but now that I got help with a plan to get it under control and I've gotten the ball rolling, I feel so fcucking FREE! It is amazing.
Yes its tough and it sucks donkeyballs to have to fess up and ask for help with bad habits, but think of it like the weight loss. You have to admit to yourself you need to do it, you need to get help with a plan and how to implement it, but once you start seeing the "weight" come off.... you feel like a million bucks.
That's a really good way to put it. It's not something to be ashamed of and so many people are going through something similar. I know I've been a crying mess over finances more than once.
Who helped you get a plan together? My finances went down the drain going through my divorce, and I still struggle on some things. It's definitely NOT something I would feel comfortable telling online, but I do need some financial help.
I understand if you don't want to post your budget. There are a lot of ways that it could be helpful, but that doesn't make it any less daunting.
Do you know how much you actually spend in a month?
If you haven't, I would suggest keeping track of all of your spending for a month or two. I mean every single penny. Write it all down in a journal that you carry around with you. It's so easy to spend a little here and a little there and never see how it can add up. It can be eye-opening. Heck, just knowing you have to write it all down can sometimes curb small expenditures.
Just some friends, one of which worked at a bank and is really good with finances. Its not some brand new amazing plan either, people talk about it on MM. Seriously, if its a huge issue, create an AE and dont give any specific personal info. They can help you out at least a little.
This was me too. I spent money to cover up my depression and really it only made me feel worse. I got a lot of tips from women on MM and also working with FI to get my budget in order. I have been chipping away at debt for 1.5 years and although I have a lot of it - it feels good to see it going down. The process is slow, but it's moving and freeing to have it under control.
Other than student loans, the other debt I have is cc from when I was getting divorced and was depressed and living on one income again... and every time I make a small dent, some emergency comes up and I need extra cash.
I would have about 600 bucks extra a month, if those two things were to go away. It would make life a LOT easier.
I understand. When XH and I separarted, before I was a regular here, I posted my budget on MM to see if there was anything I could change. I will post mine here if it helps
I have helped several friends set up budgets and organize finances. I was lucky enough to be good with numbers and finances. I am always willing to help.
Currently Reading: Don Quixote by Miguel De Cervantes