Buying A Home
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When you shop around for the best rates on a mortgage do you just go to several banks and have them give you preapprovals? Or actually complete a full mortgage application? Also, did anybody shop around online? Any good sites you used? TIA!
Re: Mortgage ?
I agree with the bolded.
We locked in at 3.39% in March and we used a mortgage broker a friend recommended. The bank our mortgage is with offered us a mortgage at 3.99% less then a month before we talked to the broker and he got us a better interest rate. (this could also be because the bank never actually ran a credit check on us the first time.) But it is worth a try.
Our scores are both 750+