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Mortgage rates?

MrsDe2008MrsDe2008 member
in Buying A Home
What rate did you lock in at? Any points? % down? Credit score? Which bank? TIA...
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Re: Mortgage rates?

  • berkleealaskaberkleealaska
    We locked in at 3.875 with a local bank about two months ago (closed a few weeks ago). We put 10% down, did a conventional mortgage, didn't pay for any points, and our credit scores are around 775.
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  • Lulu0802Lulu0802 member
    Seventh Anniversary Combo Breaker
    We locked in at 3.75 in February, closed last month.  3.5% down, FHA loan, no points and our credit scores are around 800.
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  • CurlyGirly02CurlyGirly02

    We got 3.75 two months ago.  0 points, 3.5% down FHA loan.  Our credit scores were aroun 675

     

    ETA We went through a local broker

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  • LoveKissLoveKiss member
    Fourth Anniversary 500 Comments 5 Love Its
    We locked at 3.5% last week, 20% down payment, 0.75 points, conventional, very high 700s score. Academy Mortgage and First Home Mortgage were both great to work with when we were negotiating our deal. 
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  • mekiakoomekiakoo
    3.75% in March. 5% down plus closing costs with USDA. Our scores were in the 700s. No points.
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  • Quiksilver620Quiksilver620
    we went thru our credit union, 30 yr fixed rate of 3.5%. paid for 2 points and had to put 5% down
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  • desmerelda317desmerelda317
    3.75%, no points, high 700s credit score, VA loan (0% down).  We were originally going to do 10% down conventional, but the VA ended up being a better deal and product overall.  We are using a local broker.  Our banks were just unable to match the rate.
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  • lmdbwwlmdbww member
    5000 Comments
    We locked in at 4% a few weeks ago. 15% down, conventional, no points, and both of our credit scores are around 800.
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  • d0rid0ri
    Currently working on locking the rate this week. It looks like we'll be getting 3.5%, 0 pts on 30-yr fixed conventional. And our expected closing costs is 0.6% of loan amount.
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  • JoeLiesJoeLies member

    We locked at 3.375% with 2 points, credit scores just under 800 and 25% down.  Closing costs, including points (and no escrow account) ended up around 3% of our mortgage.

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  • nekha123nekha123

    We locked in at 3.95 in April.  3.85% down, FHA loan, no points and our credit scores are around 700.

    Thanks!

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