Buying A Home
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
waiting on closing SUCKS
so everyday the bank wants new documents, and now I'm getting text messages from my realtor trying to push things along. I am living in boxes, and I feel like I'm getting attacked but I can't make the closing happen! Hell, if I could, it would have happened a week ago, ya know?!
So we continue to wait in trepidation....half in boxes, totally messy, can't book the mover yet, and everyone is mad at me? Huh??
Re: waiting on closing SUCKS
Your REA needs a reality check. At a minimum, unless you are in a cash sale (which you aren't) closings can take 30-45 days. DH and I are doing a conventional loan with 20% down and we have high FICOs and it is still taking 30-45 days. That's the norm now. I'd tell her that when you have new news you will let her know.
Regarding the bank, again, that is annoying. It's their system. The computer probably only lets the underwriter proceed in the lending process until each requirement is met and proved properly. S/he does not know what else they will need until prior steps are completed.
Boxes stink. I feel bad for you.
We haven't started packing yet since we still have at least another 45 days before closing, but it's frustrating because we currently rent and so we'll be breaking a lease. One of the things the rental company asks for is 60 days notice and to move at the very end or beginning of the month. But how can we really give them notice when we only have an estimate of when closing will be? I could tell them now, but I wouldn't want to say we're moving one weekend only to have it end up being a week earlier or later (or more), depending on how things go.
Not only that, but I'm excited about moving and just want it to happen NOW. Knowing that I'll be waiting another couple of months is difficult too. I find it strange that your realtor is pressuring you that way, when he/she should know there's not all that much you can do about it.
Hang in there.
Hang in there. You are not alone! We are all vitually together in the same awful spot, which somehow makes it feel a tiny bit better!
Our closing date was April 15! It's now May 22 and after two contract extensions we are STILL waiting on a new closing date to close on our coop. We haven't even found a house yet, let alone started the next leg of this horrible journey! I'm all over the darn place too! OY!
WOW. Why has the closing date slid so much? Is it the loan approval process?