Buying A Home
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trapped

So DH has a 2 bedroom townhome, which was great for him. He didn;t want to change any of the hideous wall colors, the stained carpet, or terriable linolium flooring. Fine- but I didn't move in until the week of our wedding, (his house isn;t big enough for my things, so I was able to bring my makeup and some clothes) Needless to say I **HATE** living here (I lived at home with my parents and this is the first time leaving the nest) Just leaving the nest was a hard transition for me (I am also not able to bring my dog, who is still with my parents) I have cried more in our first month of marriage than through out our 3 years together. I tried talking to DH and while he kinda understands, he didn't get it. FINALLY one night while crying myself to sleep he woke up and realized that something is really wrong and I am not happy with out situation. So we had decided to wait till Jan to call our realtor, and he finally called and we met with her. Our town home was well priced 3 years ago when he bought it, and in the 3 years had paid 11K off. Well unfortunatly it doesn't matter what condition our home is in, the others that are for sale average 22 less than what he paid, so we are now underwater. The realtor told us our best option would be to rent it out. (mean while live where) We would be able to get another home loan in a year (as you cant have 2 mortgages even if one is a rental property becasue you have to have atleast 1 years proof of that rental being a viable income) SO unless we wipe out our savings take a HUGE loss and have no money for emergencys we are trapped in this hell hole we call ours. I am so damn angry and frustrated I don;t know what to do. 

Re: trapped

  • Since no one else has responded I will!

    I sympathize with you and I'm sorry you don't feel happy. However, at this point you don't have a whole lot of other options. Before you got married you had to of thought about your living arrangment, knowing you couldn't have your dog there and it being a smaller place. People live in a lot smaller places these days though. Use that as motivation to spend the next year working and saving. Pick up a 2nd job or craft on the side to help contribute to the savings. Your hard work in the end will pay off and you will think back and see what you overcame.

    Maybe too, you can talk your hubby into a few updates on this future rental property which could result in a few more bucks in the end for your income.

    Goodluck :)

  • Sorry but I feel like your being a pretty big wimp. My DH and I lived for years in a $hitty studio apartment in the ghetto while saving for our house. It was horrible but we stuck it out and now own a 4/3 in an amazing location. Lots of people are "stuck" in terrible situations.  

    Why don't you try putting some love into the condo and making it home. Paint is cheap, easy and goes a long way. Carpets aren't too expensive. I recommend making the place your own and planning for the future.  


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  • Like the PP said, I think you guys should really try to work together to make it your place together.  New paint, maybe change whatever you can decoratively.  You can also get rid of some of his stuff and look for new things that show both of your personalities.  I can get hating living in an ugly bachelor pad, but he's being pretty unreasonable if he won't let you change some things.  Sometimes you have to find a middle ground.  I really think that's the bigger issue than picking up and moving in this case - finding a compromise that works for both of you.  
  • Yea, none of you seem to get what I was saying.
  • imagepugrace:
    Yea, none of you seem to get what I was saying.

    What do we not get?

    I know it's hard to leave your parents the first time but honestly you are married and moving into a 2 bedroom condo. Not everyone owns and here you are complaining out it. I get the impression this is more about "leaving the nest" and being married than it is about the condo.

    BTW, people come to these boards to get honest advice. Don't be rude to people who have taken time out of their day to read your story and respond. Sorry if you don't like the responses you're getting.  


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  • imagepugrace:
    Yea, none of you seem to get what I was saying.

    Um, you're being a brat.

    You own your own home. Guess what? Most homeowners who bought in the last 3 years+ have homes that are now undervalued. 

    But some paint and shellack, get some new hardware, update the light fixtures, and give the old run down townhome some lovin'.

    We bought a dilapidated (but very structurally sound!) one-story ranch over 5 years ago. We've replaced everything but the sheetrock. But we've paid 50% of our initial loan because we bought a fixer-upper significantly under our budget, have increased the value of our home long-term, and frankly, wouldn't dream of living anywhere else.

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  • We do get what you are saying, you just don't want to hear what we are saying.

    I agree with pps that you knew all of this before you moved in.  You need to have a heart to heart with your DH.  If you are going to stay there for any period of time, which it sounds like you are, then you need to make it into a place that you can both enjoy.  I also HATED my DH's house when we got married.  But I knew going in we would eventually sell it (we both owned homes) and it made it so much more bearable for me because i knew there was a time limit to my misery.  Another option is to discuss a realistic time frame for moving.  And go on a spending freeze and get second jobs and put all your money into getting out from under.  When we sold DH's house we took a HUGE loss.  It hurts.

  • This thread is why I love these boards.  Where else is this chick going to get honest feedback that she desperately needs to hear? 

    I loved all the posts on this thread.  

    Good luck OP, really, no one means to hurt your feeling but you really need to grow up.  Life isn't all rainbows and kittens, it's hard work.  Take the advice you got here, it's gold.  Best of luck.  


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  • I live in a 2 bedroom, 900sq ft, 1 bathroom townhouse with my husband and 2 small children. Its overwhelming and I hate it, but we stuck it out and now we are finally in the financial position to start house shopping. It sucks..but sometimes you need to just suck and up and know it isnt forever.
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  • Add 2 kids and a 50K loss and that's where DH and I were until this fall.  We paid our way out of the hole.  It sucks, but so many people are in far worse underwater.  
  • PPs have all had great points. You can't expect your first place to be the same as the home you grew up in, and you KNEW this was coming. You also seem to have a pretty immature "no one understands me...wahhhh" attitude. Losing that and taking action to improve the situation will go a long way.

    First, stop thinking of the home as a hell hole. That's stupid. For a couple grand and a bit of elbow grease, you can repaint the entire space, replace some carpets and linoleum, and clean the rest. Buy some new curtains and lamps and it'll start to feel more like home. Also, you said there's no room for your stuff, and I get why that's frustrating, so ask your DH to purge some of his stuff to make room. 

    We bought a year and a half before we should have after getting frustrated with an apartment search. Now, we're in a home that just doesn't completely meet our needs and isn't up to the caliber we'd like it to be (we just didn't have room in the budget at that time we bought). Oh well, we made that choice, and now we have to live in it for a few years. We're working with what we've got and making improvements here and there to meet our standards and increase the value faster. We're also saving as much as we can. It's just how life goes, and crying over it doesn't help. 

    Life is good today.
  • Yeah, I'm going to have to agree with everyone else here, but I'm not going to be as nice. You need to put on your big girl panties and stop acting so entitled. What's so bad about this place? Is it insect or rodent infested? Is it not structurally sound? What did you think was going to happen after you got married and why can't you spend a little time sprucing up the place? So what if all your stuff doesn't fit. Get a storage facility. If you want a bigger and better place, then you need to work for it. And the fact that you cried over it for a month?! You've got a lot of growing up to do. I feel sorry for your poor husband for marrying such a brat. I'm almost wonder if this is MUD.
  • Honestly, you need to grow up. I don't think it is the house that is making you unhappy, I think it is the fact that you do not have some of the comforts that you had at your parents house. You can either wallow in your own sorrows, or you can do something to help the house feel a little more like home to you. Paint is a cheap fix, get rid of some of DH's things and move some of yours in, redecorate, and make it home.
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  • well,  we are about 60k  underwater but our income will allow us to buy another home and we'll rent our current house out at a  loss every month until who knows when. I don't know if the market will ever get back to where it was.  So we're looking at  losing money every month after spending  over 30k  on upgrades over the past six years,  and we'll also be saving every penny  so eventually  we can pay a chunk of money at closing when we eventually sell this place.  it's a tiny house,  my husband's closet is in another room and there are constantly cops in the neighborhood because our  neighborhood has gone to hell in a  hand basket.  I'm still ecstatic that I'm moving out soon though... despite the fact I'll be paying for this house for years to come.  it'll work out.  might not be the ideal dreamy  outcome but it'll work out.
  • You have a 2 bedroom condo and you are complaining?   Grow up.  Go thru your things, throw out what you don't need, DH should do the same.  Two bedroom condo should be enough for 2 people.  Make some changes, do some upgrades, and buy something else when you can afford to.
  • It sounds kinda drastic to me. I'd agree, give the place a chance. My husband and I bought a fixer-upper. It was previously cramped, abandoned and had no utilities. Someone had broken in years ago and cut away everything of value such as all the pipes in the basement. Drywall upstairs was filthy and jagged, staircase was the kind that you'd fall down eventually. There were tonnes of other problems.

    A few months later, it's looking great. New coat of paint on the walls, drywall done correctly, staircase removed to give more space to the kitchen, new staircase much nicer, and I'm looking forward to doing the garden in the spring.

    The house you live in now was your husband's, and now it's both of yours to shape.

  • I'm laughing at OP's original post complaining about the 2 bedroom condo she is living in. Seriously? OP - if you think that is so horrible, I would kindly like to invite you to try living in the 400 square ft studio apartment that my H & I resided in for almost 10 years. Then come tell me how horrible your 2 bedroom condo is.

    My living situation in the small studio apartment was not an ideal one, but my H owned the place already when we were dating, and he was accomodating to me when I moved in with him. Yes, it sucked having a small space, but we made do and it allowed us to save a lot of money and do things that we really wanted to do, such as saving for a down payment on our house.

    It seems to me more like you are having H issues. Your H also needs to grow up and realize that this is no longer 'his' condo - it belongs to both of you and he needs to compromise somewhere and help make it a home that is suitable for both of you. You might want to remind him that putting a little effort into fixing it up will help add value to it, or in the very least, make it more appealing to buyers, thus making it easier to sell when the time does come for you guys to upgrade. Priorities.  

  • You're crying yourself to sleep over paint colors and old linoleum? Really?

    Look, you married your H and this home comes with him. If he doesn't want to do the work of painting, ball up and tell him you're going to do it yourself. Make the place yours. It is.

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