This weekend was looking like a decent one. Until T and I got into a HUGE fight last night and it boiled over into today.
Work has just been...bad. I'm sure I've said that a few times so I apologize for repeating it. But it's been terrible. After an incident yesterday that I had to handle over the phone, since I had yesterday off, I was pretty frustrated. I was venting to T and ended with "I can't wait to get back to school and to start getting out of here." T kept asking me all these questions like: "how much is it to go?" "How many credits are you going to take?" "Are you sure we can afford that?" It really made me even more upset than I already was. I told him that I thought he supported me and he said he did, he just didn't want anymore student loans from me. Totally a fair thing to think, that wasn't the issue.
I told him my plan of only taking 6 credits a semester through an online degree so I can still work full time. It would be roughly 3,076 a semester. So yeah, it's about a grand more than a community college here, but it works better for me being online and it's the exact degree that I want. To me, it's important. I want to get a degree before buying a house and we've even put TTC on hold for awhile. T wasn't too happy about it. I told him, I haven't even applied or gotten accepted or seen what the financial aid or scholarships would be, if I got any. So, please don't shoot me down. If I have to wait until Spring 2014 then I wait but I would really like to try hard to go back this fall. But, if going back to school means adding to my federal loans then I"m going to do it. He freaked out.
It really made me upset. Of all the people in the world, I need my husband to support me returning to school. It wasn't an easy decision, honestly. I completely understand where he's coming from the financial side of it. T is very worried about money and making sure we have enough to live on and save and whatnot. I respect that and really do understand. It's just frustrating that he can't understand how I'm trying to better myself. He may be happy where he is in life, but I am not. Not saying my life is miserable, I really am truly blessed but.....I"m sick of my dead end gas station job. I don't want to be there the rest of my life. Maybe I'm being immature and letting my emotions cover the logic of it. And I know a college degree DOES NOT guarantee me a job. But I have to at least TRY.
Anyways thanks for letting me vent, as always. Any feedback is appreciated, good or bad. If you wanna tell me I'm being immature and emotional and not taking everything into consideration, go right ahead. Maybe that's what I need to hear....
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15
Re: ...School is complicated
You are not being immature or emotional. I feel education is important for some, although not for everyone. If you don't want to be at this same job for the rest of your life, then I think it's admirable that you want to do something about it. It's hard to go back to school and get through it, but if you want to, it's totally worth it. It may not guarantee you a job, but it definitely gives you the upper hand. I say keep talking through with DH, make sure he knows that you hear his financial concerns and are taking it into consideration (ex: you're going to still be working full time while getting units done so you don't lose income, you're going to try for financial aid/scholarships, etc), and hopefully, in the long run, this decision will help with financials
You can always wait to see if you got in and what financial aid you get, then go from there 
Also, I know at my school, for undergrad schooling, the loans that are offered are Subsidized, basically no interest until 6 months after you finish school, and as long as you are a half time student (6 units or more), there is no interest or you don't have to do payments yet.
Good luck with your decision and journey! I'm sure it'll all work out
and DH just needed his money freakout moment(s). I am the same way. I worry about money CONSTANTLY and about every financial decision, but I am sure if you have a solid plan for making this work, it will all work out
I'm sorry you're going through this. My advice to you is not to bring it up again until you have all the facts for him. There is no use fighting about it until you can show him how much finanical aide you can get and so on. You are doing the right thing by going back to school. Don't let anyone tell you otherwise.
PS- I'm $60,000 in debt from my master's degree. The loan company has me paying $65 a month until I can get on my feet. I'll be paying this loan for the rest of my life (almost) but it's worth it.
Married the love of my life on 1-21-12. Our princess arrived on 5-28-13.
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15
I think if you truly ask your husband, it's not that he doesn't want you to go back to school nor that he doesn't value education. So I don't think there's any value here in getting worked up over whether school is important or not.
I do think you probably need to have a financial discussion with him once you figure out enough to show him this isn't going to put you in financial debt for the rest of your lives. On that note, some schools if they know you're getting a payment from work will defer your tuition payment until the time that your company makes their reimbursement payment. That would keep you from having to take out a loan for that amount.
They do that all of the time for scholarships. J had this process done for him ROTC scholarship to come through. Also, you want to make sure that you don't have any commitment to work in order to take the money. Some places will make you pay money back if you leave before a certain time period. For example, you may have to stay 2 years after your last payout. Just something to look into. I did have a friend have this happen to her.
But I think you do need to have the money talk with T. I know that I am the money person in the relationship, and it can be scary to have a big purchase. My advice would be to come up with a budget using what you earn now to show him how it would all work out. Show him places where you could make sacrifices to help make it work. He might be more open if, like everyone else said, you come to the table with workable facts.
Also one more piece of advice, I don't know if the school is at all like my university, but the more credits you took, you could get up to a flat rate level. So taking a few more credits a semester- if you can handle it- might end up being cheaper in the long run.
Ditto what everyone has already said. I'm in school right now. I also work full time because I knew we needed the income for car payments, the mortgage, ect. We are in a pretty good place right now that I can be a stay-at-home mom but it's going to be super tight. And once I finish school in December, I'll have to find something part time to help pay off my student loans. This past week I was doing the math on how much I would have to pay every month. It can be daunting. I've got 6 years of full time student loans to pay off and they aren't cheap. Funny enough I'm the one freaking out more about paying them off than my DH. He just keeps saying "it's worth it". While I know it is, it still boggles the mind. So I can understand where your hubby is coming from. It's not that school isn't important, it's that the possible debt is very overwhelming.
I think your best bet is to fill our the FAFSA and see what kind of aid you can get. I actually got enough grant money this past year to not have to take out a loan for the first time every. And I'm pretty sure it was because I was married. This really might be the best time for you to go back to school. Good luck in getting all your information together. And HUGS!!!
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15