Money Matters
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DH took out credit card without my knowledge...

I just recently found out that my DH took out a credit card about 6 months ago and never told me.  I confronted him about it today, and his reply was that he was tired or having to discuss with me things that he wanted to spend money on (that he didn't have).  That I never listen to him or understand his point of view without making him feel bad about about it, so he just decided to take matters into his own hands...  My husband does have his own job and checking accounts, but this is stuff that otherwise would go on my credit card.  Also, DH used to have access to my credit card, until he maxed it out.  Then he cut up his copy of the card.  I honestly thought things were going much beter until I found out about this...  There is currently about $7000 on this card. 

 What should I do about this (I am more worried about this from a fidelity standpoint than a financial one)?

Re: DH took out credit card without my knowledge...

  • There are a lot of unanswered questions that I'm getting from this, so I'll start from the beginning and work my way down.

    Do you do a written budget every month? If so, do you actually work on it together and agree on it? Does he then later de

  • Why are you more worried about this from a fidelity standpoint than a financial one?  Was he charging hotel rooms & perfume you didn't get?

    Yeah he should have told you, but if that was the only issue going on here, I'd tell you to ge

  • imagedalm0m:

    Why are you more worried about this from a fidelity standpoint than a financial one?  Was he charging hotel rooms &am

  • If my H ever did this, I would be royally pi$$ed. I don't even know what else to say to this except that I feel sorry for OP.

  • I just recently found out that my DH took out a credit card about 6 months ago and never told me.  I confronted him about it today, and his reply was that he was tired or having to discuss with me things that he wanted to spend money on (

  • If I were in your position I would find out what types of things is he charging? Is it gambling, drinks at the bar, clothes, lunches. What he spends his money on could help reveal other problems he might have.

    What m

  • I would worry about this for many different reasons if this happened in my relationship. We use a monthly budget, which we get together on and agree on before the month is started. We each get our own spending money for the month, plus we have funds for a
    image
  • counseling. now
    My little girl is growing up! (born 12/09) Little brother is here! (born 5/2012) Thank you Lord for my precious family!
  • This can't be new behavior. He had to be irresponsible with money before. He must have demonstrated he was a petulant child about money long before this. Why are you just dealing with this now that it has detonated in a 7K credit balance? Maybe yo

  • imageanssett:

    This can't be new behavior. He had to be irresponsible with money before. He must have demonstrated he was a petulan

    My little girl is growing up! (born 12/09) Little brother is here! (born 5/2012) Thank you Lord for my precious family!
  • Good grief. $7k in 6-months. That's 30 bucks a day more than he can even afford to pay off. I'm a guy here, but if my wife did this there would be lots of yelling. I'd be furious. What is he spending money on? There has to be a lot of big purchases. Or

    Baby Birthday Ticker Ticker
  • Does your husband have a gambling problem?

    $7k in 6 months is a lot especially if he wasn't showing up with new clothing, electronics, etc., which you would have noticed, right?

  • I feel sorry for you. I hate to say this but if he does not get with it and respect you, I think you are better off without him. WTF is he thinking? SEVEN GRAND?!

    May I ask - how old is he?

    GL with this!

  • This has happened to us. It is very very important you go through his credit card bill. 7k is quite a bit. You may even need to go through his personal checking. I found a statement from a new credit card that my husband took out and had mailed to wor
    Me 33. DH 32. TTC Since 6/2011. 12/2012-m/c, CP. DH: MFI. CCT/HSG/day 3 blood work-all nl. IVF#1 ER- 8/7/12, ET- 8/10. beta 8/25 neg, I did not respond as expected. AMH: 0.88. IVF#2 BCP-10/19. Micro flare Lupron-Nov: It's a bust. IVF#3 Planned for Feb '13 with a long lupron protocol ON OUR OWN!!! BFP- 1/12/13. Yay! EDD 9/18, now EDD 9/25
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