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WWYD
So (hopefully) a long story short, when we moved into our house last summer we discovered some problems that were not disclosed by the previous owner. One of those is the foundation under the addition was "updated" but it wasn't done to code or with a city permit. We got title insurance which should pay for the repairs, but of course, the insurance company is fighting us on it. They declined the claim, but I was told that if we had an Order from the city requiring us to fix it, they would pay. To get that Order from the City, the housing department is saying that they need an engineer to send them a letter simply stating that the work is not done to code and that it needs to be repaired. Just a quick, simple letter or email. Then they can issue the Order and hopefully the insurance company will then give us the money (about a $12,000 bill). But, the order does not guarantee that they will pay... just a very good chance.
So I emailed the engineer who drew up the plans for us and asked him if he could just write this quick letter. We're talking two lines. Well, he wants $350 as he says anytime he puts his seal on something, he charges a fee. I feel this is ridiculous as we've already paid for the site visit and for the plans, and I really don't see this letter as being a big request. On the other side though, if it's $350 out of pocket for $12,000 back from the insurance company, it'll be worth it. But as I said, we're not guaranteed to get that money back and we've already paid a lot and will continue to pay until this is settled.
So do I pay the $350.... or do I try to fight with the engineer to not have to pay.... or do I go back to the City begging for the Order without this letter from the engineer?
Re: WWYD
Wow, that is tough. $350 certainly is a lot of money for what you're getting.
You said you aren't guaranteed the $12k. Does that mean it's either all or none, or just maybe a portion of it? If you think you're at least gettin
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