Money Matters
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Having trouble keeping track
I finished massage school last December and am now doing about 18 hours of massage a week, plus 28 hours doing nails (at a place I have worked for five years). The massage gig pays on the 15th and 30th of every month, plus I take home all of my tips in cash each day. The nail salon pays every other Wednesday, and tips that are paid in cash I get that same day, but any credit cards tips go into my paycheck. I am finding it really hard to keep track of money going in and out. I used up my savings and accrued some credit card debt while I was in school. The debt is down to about 2000, and I need to get it paid off and get some savings. On paper there should be more than enough money l, but I am completely disorganized and don't even know where to begin.
Re: Having trouble keeping track
Are your paychecks hand-written by your employer(s) or are they direct deposited?
If you aren't using DD, but your employer offers it, then sign up. You have to open a checking account up at your bank first if you don't have o
With $800 in cash (I'm guessing small bills) it's easy to spend.
What you could do is deposit your cash 2x per week, so it isn't burning a hole in your pocket. By using a debit card and the register, you can track via your bank statements/online
Yeah, it's primarily small bills. Unfortunately it is logistically difficult to make deposits very often since I do not have a car and I get home really late, so I tend to just use any cash I have on hand first before using my debit card. It gets used
"You know you're in love when you don't want to fall asleep because reality is finally better than your dreams." - Dr. SeussHave you tried mint.com? It has an app.
As of right now I do not get enough in my direct deposits to pay for everything. I have to use some of the cash at least. I also won't keep large sums of cash in my apartment either. I did it once, it was stolen. I still have no idea who or when. Never
If you don't keep money in your apt or purse and you can't go to the bank very often.. what do you do with it? I hope you don't spend it all immediately.
I would try to put away half of your tips for savings, whether you deposit it or hide
First, you really need a spreadsheet. Excel preferrable. If you don't have Excel you can try out google docs. It's free. How you want to use that spreadsheet is up to you. If it were me I would try to break it up into one week periods. Monday-Sunday ma
I have no idea how to use spreadsheets. I know it sounds dumb, but I really never use computers. If something isn't 100% user friendly I am totally lost. I am also away from home most of the time and do everything on my phone or tablet. I can't even te
Do you have Excel? Or have access to it? With what you would be doing it wouldn't be very complicated to learn.
It's just a spreadsheet made up of cells.
It would probably look something like this:
Day of week/Descritption