Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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Introduction and questions
Hi everyone! I stalk the bump a lot, and someone recently recommended this board if you have concerns about money - so here I am!
Me and my husband are trying to figure out when we can have a baby. At this point, it's really all about being financially ready - we're ready otherwise. Is anyone else in that situation? It's frustrating. We both want a baby in our hearts and feel ready to welcome one, but we don't want to be struggling to get by and be able to properly support a little one. I'm in grad school right now (paid for) and DH has a steady job, but it doesn't pay very well. We have A LOT of student loan debt - about 150,000 total - and about 90,000 of it is private loans. We also have a mortgage and a car payment.
We're not really sure where to go from here. I know I need to somehow make more money (currently working part-time), but that's tough to do while I'm in school without getting overwhelmed and my studies suffering. I know people have recommended Dave Ramsey - is that a good first step? We want to feel like we're moving forward and not just living paycheck to paycheck with all this debt around us.
Thank you!!!
Re: Introduction and questions
I need some more information first - and I don't answer posts a lot, but as another person with a ton of SL debt, I will give it a shot.
First - what program are you in? How many years do you have left? Is your SL debt from unde
I have to agree with the questions that the pp put out there. If doing grad school & working part time already gives you a full schedule it will probably be best to at least wait until you are done with grad school. Not for the financial aspect of