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Getting DH Onboard with Budget
Lurker here who could use some advice.
Basic background: We decided it was time for kids and that I should be a SAHM (it costs more for me to work and to pay for daycare anyways). Before we started working on the kid thing, we went over the budget, saw it would be tight, but DH was the one who insisted it would be easy to make cuts and do without so we could start our family.
Now, he spends more money then when I was working. Like he "needs" more stuff for fly fishing (and he told me yesterday he had like $300 in flys already). Or he goes out to eat after I told him we are out of money for groceries for the month.
I tried making a budget with him so he would feel included, but he wanted me to take care of it and just let him know how much we had. Then I tried putting him in charge of keeping track of the money and he just stopped paying attention and spent over $500 over budget that month. Then I tried to start paying with cash so he could see how much money he has left, so he spent the cash and used his credit card when that ran out.
Other then taking away his credit card and just giving him cash, which I really don't want to do since he is the one earning the money, I don't know what to do. So if any of you have been here, or even better been the one spending the money, I would love your advice on how to reel in his spending.
Re: Getting DH Onboard with Budget
H can be the same way with spending. He understands that we have a budget and has the self-control to stick to it if he has to, but he'll find any way around it if at all possible.
We have a "fun money" budget of $75/mo, which he usually blows th
"You know you're in love when you don't want to fall asleep because reality is finally better than your dreams." - Dr. SeussHonestly, your husband needs to grow up! Does he have a 'fun money' budget as PP stated? If so, that's it. I love Starbucks, but guess what has been very limited since I now have to take it out of my fun money- Starbucks, because I have other things I
Thanks for the ideas!
And today I found out he gets the skewed wants vs needs things from his mom, since I'm due in August and she keeps telling me all these things I "need" for the baby, most if which we really don't. So this can be anoth