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Planning Question
This fall H and I were planning on moving into another rental property and TTC. However about 2 weeks ago, his parents made us the generous offer of buying their extremely nice house, fully furnished next year for half of what is worth because his mother is retiring and they want a quick sale so that they can buy a retirement house in FL. The only stipulation is that we let his little brother live with us for at least a year and we can charge him rent (if he doesn't already have an apartment by that time) and we do not mind at all. We have put off the plans to move into a new rental property for this reason but now we are debating holding off on the TTC.
Would you wait till you are done buying the house and postpone TTC for a year or go ahead with the original plans of that aspect? We are kind of going back and forth at the moment and would like some more perspective from people that maybe going through a similar situation. Sorry this is so long!
Re: Planning Question
Thank you so much for this information! I've been doing a lot of research on mortgages but haven't heard or read about this aspect of it. Thank you!
We are stupid excited about this opportunity because of the deal. The only hesitation we had about the house was the location because it will be more of a drive to work for both of us but the other benefits really outweigh an extra 10 minutes of driving in the morning. Both his parents and us are leaving the whole brother leaving situation up to his brother. They wanted to make sure that he had plenty of time to get prepared for the move and also graduate from his 2 year program. We won't suffer at all if he is still there or not-thankfully and hopefully.
The only thing I am concerned about is the age factor in regards to TTC. The wait will put be being about 32 years old and I know that conceiving doesn't always happen quickly.
Thanks everyone for your input! We are trying not to let the price tag control all manners of this decision so the more input and thoughts the better. There might be things that we are not thinking about especially since this will be our first house.
If you are concerned about this, you could have some basic fertility testing done (day 3 hormone blood test and antral follicle count, AMH testing) to see whether you have any issues with ovarian reserve (the number of eggs left in your ovaries). Although the tests are not able to identify all potential fertility problems, they could at least give you an idea of whether you need to make TTC an immediate priority. If you decide to go this route, however, you should also research whether your insurance will cover it, as fertility testing is not always covered.
Good luck on your decision!